San Diego County property record for 14748 Polo Pt, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,095 sqft · built 1978 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on File |
| Last Sale | $529,500 (Jun 1997) |
| Tax Bill | $9,854 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-100-58-00 |
| Primary APN | 302-100-58-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,095 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 42,689 sqft (0.98 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 3020902600 |
|---|---|
| Street Address | 14748 POLO PT |
| City | DEL MAR |
| State | CA |
| Zip | 92014-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR 4 DOC06-0862824 IN PARS 3& TR PM02404 |
| Legal Subdivision | PARCEL MAP NO 2404 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17061 |
14748 Polo Pt is owned by a company that acquired it in March 2016 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14748 POLO PT, DEL MAR, CA 92014-4300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 30, 2018 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1997 · Amount on File |
| Deed Sale | Jun 24, 1997 · Amount on File |
| Prior Sale | Dec 16, 1994 · Amount on File |
| Deed Document Number | 1997295603 |
| Last Transfer Date | Mar 9, 2016 |
| Transfer Doc | 0000109269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14748 POLO PT, DEL MAR, CA 92014-4300 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 14748 POLO PT, DEL MAR, CA 92014-4300 |
| Document Number | 0000516076 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0516076 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2031 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14748 POLO PT, DEL MAR, CA 92014-4300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000169828 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018-0169828 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
The 2025 property tax bill for 14748 Polo Pt was $9,854 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $942,351 (+2%) Land $629,275 Building $313,076 | |
| 2025 | $9,854.00 Homeowner's exemption | $923,875 Land $616,937 Building $306,938 |
| 2023 | $9,453.00 (+1.62%) Homeowner's exemption | $888,002 Land $592,982 Building $295,020 |
| 2022 | $9,302.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14748 Polo Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14748 Polo Pt is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications, GeoLinks, Race Communications, Verizon.
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