Geauga County property record for 14745 Caves Rd, Novelty, OH 44072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,432 sqft · built 1958 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Apr 2024) |
| Tax Bill | $4,970 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-065900 |
| Primary APN | 26-065900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,432 sqft |
| Unfinished Basement | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 175,547 sqft (4.03 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 1,536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 001111-7 |
|---|---|
| Street Address | 14745 CAVES RD |
| City | NOVELTY |
| State | OH |
| Zip | 44072-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 14 MIDDLE SURVEY TR 2 |
| Legal Tract | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | RUSSELL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 311500 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14745 CAVES RD, NOVELTY, OH 44072-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Survivorship Deed, Transfer · Conventional Mortgage ROCKWAY MORTGAGE COMPANY INC |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 16, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | May 22, 2008 · Amount on Record |
| Deed Document Number | 20241021653 |
| Deed Book / Page | 2183 / 313 |
| Prior Transfer Date | Jan 11, 2005 |
| Prior Transfer Doc | 0017541016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Apr 2, 2024 |
| Property Address | 14745 CAVES RD, NOVELTY, OH 44072-9511 |
| Document Number | 0021830313 |
| Book / Page | 2183 / 313 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 202401021653 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14745 CAVES RD, NOVELTY, OH 44072-9511 |
| Document Number | 202401021654 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 202401021654 |
| Name | ROCKWAY MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 14745 CAVES RD, NOVELTY, OH 44072-9511 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0021501444 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 2150/1444 |
| Instrument | 202200999069 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Mar 16, 2017 |
| Property Address | 14745 CAVES RD, NOVELTY, OH 44072-9511 |
| Document Number | 0020280298 |
| Book / Page | 002028 / 000298 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 918715 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | ONE 1ST AMERICAN WAY WESTLAKE TX 76262, WESTLAKE, TX 76262 |
| Document Number | 20282991 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 002028/002991 |
| Instrument | 918716 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.05% |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Russell Township |
| Unified School District | West Geauga Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,970.00 (+4.61%) | $106,680 (-) Land $34,230 Building $72,450 | |
| 2024 | $4,751.00 (-0.83%) Homeowner's exemption | $106,680 (-) Land $34,230 Building $72,450 | |
| 2023 | $4,791.00 (+18.15%) Homeowner's exemption | $106,680 (+39.8%) Land $34,230 Building $72,450 | $304,800 (+39.82%) Land $97,800 Building $207,000 |
| 2022 | $76,310 Land $28,530 Building $47,780 | ||
| 2021 | $4,055.00 | ||
| 2020 | $218,000 Land $81,500 Building $136,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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