14745 Agate Rd, Elgin, IA 52141 Property Records

Clayton County property record for 14745 Agate Rd, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,951 sqft · built 1900
Lot Size	0.33 acres (14,387 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Nov 2018)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Nov 2018 Refinance Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0511255002`

Property Details

APN / Parcel Number

Primary APN	`0511255002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	384 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	14,387 sqft (0.33 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	14745 AGATE RD
City	ELGIN
State	IA
Zip	52141-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-9 BLK 1 GUNDER
Legal Subdivision	GUNDER VILLAGE
Legal Block	1
Legal Lot Number	3-9
Jurisdiction	CLAYTON IA
Township / Civil Division	MARION
Census Block Group	1
Census Block	1011
Census Tract	70200

Owner

Source: Clayton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14745 AGATE RD, ELGIN, IA 52141-8035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK
Oct 28, 2022	Intrafamily Transfer, Transfer
Oct 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20183639
Last Transfer Date	Oct 28, 2022
Transfer Doc	2022R03963
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	14745 AGATE RD, ELGIN, IA 52141-8035
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03641
Date	Nov 30, 2018
Instrument	2018R03641

Lender

Name	FREEDOM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Oct 28, 2022
Property Address	14745 AGATE RD, ELGIN, IA 52141-8035
Document Number	2022R03963
Instrument Date	Oct 28, 2022
Instrument	2022R03963
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14745 AGATE RD, ELGIN, IA 52141-8035

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Oct 28, 2022
Property Address	14745 AGATE RD, ELGIN, IA 52141-8035
Document Number	2022R03962
Instrument Date	Oct 28, 2022
Instrument	2022R03962
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14745 AGATE RD, ELGIN, IA 52141-8035

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Unified School District	Postville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 Homeowner's exemption	$143,046 (+21.03%) Land $16,108 Building $126,938	$143,046 (+21.03%) Land $16,108 Building $126,938
2024	$1,304.00 (+16.64%)
2023		$118,194 Land $14,007 Building $104,187	$118,194 Land $14,007 Building $104,187
2022	$1,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Alpine Communications Fiber	500 / 500

May also be available: GigFire, Nextlink, Northeast Iowa Telephone Company.

Cell Coverage

5G and 4G LTE (outdoors only)

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