St. Louis County property record for 1474 Torgeson Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,760 sqft Gross Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $25,000 (2004) |
| Tax Bill | $2,388.00 (2026) |
| Primary APN | 315-0020-02260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,760 sqft Gross Area |
| 1st Floor | 2,760 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 3,136 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 144 sqft Deck |
| Heating Fuel | Gas Heating Fuel |
|---|
| Account Number | 134097 |
|---|---|
| Street Address | 1474 TORGESON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-8609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NW 1/4 OF NW 1/4 EX E 1/2 AND EX W1/2OF W1/2 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 14 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 315-0020-02260
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1474 TORGESON RD, DULUTH, MN 55804-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FEDERAL CREDIT UNION |
| May 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) TWO HARBORS FCU |
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2004 · Amount on Record |
| Deed Sale | Jan 20, 2004 · Amount on Record |
| Deed Doc Number | 2004769034 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 1474 TORGESON RD, DULUTH, MN 55804-8609 |
| Document Number | 0001102959 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261102959 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1474 TORGESON RD, DULUTH, MN 55804-8609 |
| Document Number | 0001102959, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20261102959 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1474 TORGESON RD, DULUTH, MN 55804-8609 |
| Document Number | 00T1023819 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1474 TORGESON RD DULUTH MN 558048609, DULUTH, MN 55804-8609 |
| Document Number | 00T1023819 |
|---|---|
| Date | May 27, 2020 |
| Instrument | T1023819 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 26, 2030 |
| Rate | 3.44% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1474 TORGESON RD, DULUTH, MN 55804-8609 |
| Document Number | 000T987055 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1474 TORGESON RD DULUTH MN 558048609, DULUTH, MN 55804-8609 |
| Document Number | 000T987055 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | T987055 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616-2067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 10, 2029 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 (+13.5%) Homeowner's exemption | ||
| 2025 | $2,104.00 Homeowner's exemption | $335,500 (+4.78%) Land $80,600 Building $254,900 | $335,500 (+4.78%) Land $80,600 Building $254,900 |
| 2024 | $2,104.00 | $320,200 (+15.64%) Land $77,200 Building $243,000 | $320,200 (+15.64%) Land $77,200 Building $243,000 |
| 2022 | $276,900 Land $66,100 Building $210,800 | $276,900 Land $66,100 Building $210,800 |
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