1474 SW Locks Rd, Stuart, FL 34997 Property Records

Martin County property record for 1474 SW Locks Rd, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	3,995 sqft Living Area
Lot Size	139,392 sqft (3.2 acres)
Occupancy	Owner Occupied
Last Sale	$625,000 (2021)
Tax Bill	$9,645.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-39-41-000-001-0006.0-2-0000`
Alternative APNs	`07-39-41-000-001-00060-2` `739410000010006020000` `61178`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	3,995 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	139,392 sqft (3.2 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	816 sqft Garage

Exterior Amenities

Pool Area	144 sqft Pool
Patio Area	80 sqft Patio
Porch	Open Porch
Porch Area	748 sqft Porch
View	Obstructed View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1474 SW LOCKS RD
City	STUART
State	FL
Zip	34997-7113
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	07 39 41 TROPICAL FRUIT FARMS W 300 N 1/2 LOT 1 (LESS N 50 R/W & LESS 1.0 AC TRACT DESC AS: BEG 50 S OF NW COR OF LOT 1 E 100 S 210.27 E 4.48 S 216.04 W 104.48 & N 426 TO POB)
Legal Range	41E
Legal Township	39S
Legal Section	7
Legal Subdivision	TROPICAL FRUIT FARMS
Legal Tract	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARTIN FL
Minor Civil Division	INDIANTOWN
Census Blockgroup	2
Census Block	2012
Census Tract	1703

Owner

Source: Martin County records · APN 07-39-41-000-001-0006.0-2-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1474 SW LOCKS RD, STUART, FL 34997-7113
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Jun 10, 1996 · Amount on Record
Deed Doc Number	20212875085
Deed Book / Page	3207 / 23
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0023270602
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 17, 2021
Property Address	1474 SW LOCKS RD, STUART, FL 34997-7113
Document Number	0032070023
Book / Page	3207 / 23
Map Reference	MB 3 PG 6
Instrument Date	Mar 11, 2021
Instrument	2875085
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16244 SW FOUR WOOD WAY, 16244, INDIANTOWN, FL 34956-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1474 SW LOCKS RD, STUART, FL 34997-7113

Mortgage

Document Number	0000320725
Date	Mar 17, 2021
Instrument	3207/25

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$619,288 (+5.99%)	$876,110 (+14.37%) Land $297,600 Building $578,510
2024	$9,645.00 (+1.76%)
2023	$9,478.00 (+3.46%) Additional exemption filed	$584,306 (+3%)	$766,020 (+18.14%) Land $281,600 Building $484,420
2022	$9,161.00 Homeowner's exemption	$567,288	$648,390 Land $243,070 Building $405,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.