Polk County property record for 1474 Pea Rdg Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Sep 2026) |
| Tax Bill | $647 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P93-103 |
| Primary APN | P93-103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,456 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 53013 |
|---|---|
| Street Address | 1474 PEA RIDGE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5818 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | LOT #1, 0000 00 X 00, 0D01 DEER MEADOWS |
| Legal Subdivision | DEER MEADOWS |
| Legal Lot Number | 1 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920101 |
1474 Pea Rdg Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1474 PEA RIDGE RD, MILL SPRING, NC 28756-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on File |
| Deed Sale | Sep 10, 2026 · Amount on File |
| Prior Sale | May 4, 2005 · Amount on File |
| Deed Book / Page | 502 / 645 |
| Prior Transfer Date | Mar 17, 2015 |
| Prior Transfer Doc | 00411/2256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 10, 2026 |
| Property Address | 1474 PEA RIDGE RD, MILL SPRING, NC 28756-5818 |
| Document Number | 0502000645 |
| Book / Page | 502 / 645 |
| Instrument Date | Sep 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1474 PEA RIDGE RD, MILL SPRING, NC 28756-5818 |
| Investor | Possibly a Property Investor |
| Document Number | 0502000648, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 502/648 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 1474 Pea Rdg Rd was $647.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647.00 | $126,953 (-) Land $31,750 Building $95,203 | $126,953 (-) Land $31,750 Building $95,203 |
| 2025 | $647.00 | $126,953 Land $31,750 Building $95,203 | $126,953 Land $31,750 Building $95,203 |
| 2023 | $645.00 | $100,834 Land $27,000 Building $73,834 | |
| 2021 | $100,834 Land $27,000 Building $73,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1474 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1474 Pea Rdg Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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