1474 Mount Pleasant Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1474 Mount Pleasant Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,048 sqft · built 2019
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Mar 2017)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Feb 2019 Construction Loan Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`444900260653000`

Property Details

APN / Parcel Number

Primary APN	`444900260653000`
Alternative APN	`48212`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
Gross Area	5,204 sqft
1st Floor Area	2,048 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	176,854 sqft (4.06 acres)
Lot Dimensions	484 ft deep x 317 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	324 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48212
Street Address	1474 MOUNT PLEASANT RD
City	MURPHY
State	NC
Zip	28906-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BETTY HAMBY PROP 1556/7
Legal Subdivision	BETTY HAMBY PROPERTY
Legal Phase	1556
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1048
Census Tract	930605

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Aug 8, 2018	Warranty Deed, Transfer
Mar 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	2017971
Deed Book / Page	1556 / 7
Prior Transfer Date	May 18, 2006
Prior Transfer Doc	1235/0529
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1474 MOUNT PLEASANT RD, MURPHY, NC 28906-2831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01607/0176
Date	Feb 19, 2019
Book Page	01607/0176
Instrument	00713

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 8, 2018
Property Address	1474 MOUNT PLEASANT RD, MURPHY, NC 28906-2831
Document Number	01593/0190
Book / Page	01593 / 0190
Instrument Date	Dec 15, 2017
Instrument	03779
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 TALKING ROCK DR, 37, MURPHY, NC 28906-6111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 TALKING ROCK DR, MURPHY, NC 28906-6111

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 7, 2017
Property Address	1474 MOUNT PLEASANT RD, MURPHY, NC 28906-2831
Document Number	01556/0007
Book / Page	01556 / 0007
Instrument Date	Mar 1, 2017
Instrument	00971
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$202.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1271 MUSTANG ST, 1271, NOKOMIS, FL 34275-1747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 TALKING ROCK DR, MURPHY, NC 28906-6111

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,135.00	$435,780 (-0.83%)	$435,780 (-0.83%) Land $85,870 Building $349,910
2023		$439,420	$439,420 Land $85,870 Building $353,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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