Franklin County property record for 1474 Lazy K Rd, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 996 sqft · built 1976 |
| Lot Size | 0.848 acres (36,966 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,049 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2-04.0-2-002-008.000 |
| Primary APN | 30-2-04.0-2-002-008.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 36,966 sqft (0.848 acres) |
| Street Address | 1474 LAZY K RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:11 LAZY K |
| Legal Range | 1E |
| Legal Township | 41N |
| Legal Section | 04 |
| Legal Subdivision | LAZY K |
| Legal Lot Number | 11 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1474 LAZY K RD, SAINT CLAIR, MO 63077-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT |
| Feb 1, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 |
| Deed Sale | Sep 2, 2022 |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 202213840 |
| Prior Transfer Date | Sep 1, 2022 |
| Prior Transfer Doc | 0000013840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1474 LAZY K RD, SAINT CLAIR, MO 63077-2460 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002120639 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2120639 |
| Name | VILLAGE CAPITAL & INVESTMENT |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 1, 2017 |
| Property Address | 1474 LAZY K RD, SAINT CLAIR, MO 63077-2460 |
| Document Number | 0000001509 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 1509 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1474 LAZY K RD ST CLAIR MO 630772460, ST CLAIR, MO 63077-2460 |
| Document Number | 1510 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1510 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,049.00 (+23.85%) | $17,349 (+13.54%) | $91,310 (+13.54%) Land $12,000 Building $79,310 |
| 2023 | $847.00 (+10.57%) | $15,280 | $80,420 Land $11,000 Building $69,420 |
| 2022 | $766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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