1474 E Texas St, Denison, TX 75021 Property Records

Grayson County property record for 1474 E Texas St, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details1,112 sqft · built 1935
Lot Size0.239 acres (10,411 sqft)
OwnerCompany Name on Record
Tax Bill$2,840 (2024)
Deeds & MortgagesJul 2020 Construction Loan
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN073 0996035

Property Details

APN / Parcel Number

Primary APN073 0996035
Alternative APN
  • 113148

Interior

Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2016
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions208 ft deep x 50 ft wide
PorchOpen Porch
Porch Area735 sqft

Location & Zoning

Street Address1474 E TEXAS ST
CityDENISON
StateTX
Zip75021-8813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0996 RUBIO RAMON A-G0996, ACRES .239
Legal SubdivisionRUBIO RAMON A-G0996
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group3
Census Block3001
Census Tract600

Owner

Source: Grayson County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 140651, DALLAS, TX 75214-0651
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Sep 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2025
Deed SaleJan 21, 2025
Prior SaleSep 7, 2021 · Amount on Record
Deed Document Number20251681
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1474 E TEXAS ST, DENISON, TX 75021-8813
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018403
DateJul 21, 2020
Instrument2020-00018403
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHERMAN, TX 75090
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1474 E TEXAS ST, DENISON, TX 75021-8813
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030407
DateSep 7, 2021
Instrument2021-00030407
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$175,872 (-0.85%) Land $19,120 Building $156,752$175,872 (-0.85%) Land $19,120 Building $156,752
2024$2,840.00 (+0.11%)
2023$177,381 Land $18,546 Building $158,835$177,381 Land $18,546 Building $158,835
2022$2,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink, TekWav.

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