1474 E 2550 N, Layton, UT 84040 Property Records

Davis County property record for 1474 E 2550 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$429,400 (Oct 2020)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-055-0084`

Property Details

APN / Parcel Number

Primary APN	`09-055-0084`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Basement Area	1,007 sqft
Unfinished Basement	1,007 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1474 E 2550 N
City	LAYTON
State	UT
Zip	84040-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 207, AVION VISTA PLAT NO 2. CONT. 0.52 ACRES
Legal Subdivision	AVION VISTA PLAT NO 2
Legal Lot Number	207
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1030
Census Tract	125804

Owner

1474 E 2550 N is owned by two individuals who bought it in October 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21014 COASTAL SPRINGS DR, SPRING, TX 77379-5376
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST CU
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 13, 2020	Quit Claim Deed, Transfer STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Nov 16, 2009 · Amount on File
Deed Document Number	20203303693
Deed Book / Page	7615 / 1702
Prior Transfer Date	Jul 11, 2016
Prior Transfer Doc	0002956259
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08080/1441
Date	Aug 26, 2022
Book Page	8080/1441
Instrument	3494867

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7792/2711
Date	Jun 30, 2021
Book Page	7792/2711
Instrument	3395980

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003085839
Date	Apr 5, 2018
Book Page	6987/235
Instrument	3085839

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003193576
Date	Oct 7, 2019
Book Page	7362/2164
Instrument	3193576

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 13, 2020
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Document Number	0003303957
Book / Page	007615 / 003133
Instrument Date	Oct 7, 2020
Instrument	3303957
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1474 E 2550 N LAYTON UT 840407004, LAYTON, UT 84040-7004

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 13, 2020
Property Address	1474 E 2550 N, LAYTON, UT 84040-7004
Document Number	7615/1702
Book / Page	7615 / 1702
Instrument Date	Oct 7, 2020
Instrument	3303693
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1474 E 2550 N, LAYTON, UT 84040-7004

Mortgage

Document Number	3303694
Date	Oct 13, 2020
Instrument	3303694

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1474 E 2550 N was $3,219, up 5.6% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,350 (+6.07%) Land $199,593 Building $117,757	$577,000 (+6.07%) Land $362,896 Building $214,104
2025	$3,219.00 (+5.58%)	$299,200 Land $197,526 Building $101,674	$544,000 Land $359,138 Building $184,862
2024	$3,049.00 (+2.83%)
2023	$2,965.00 (-3.98%)	$276,100 Land $139,435 Building $136,664	$502,000 Land $253,519 Building $248,481
2022	$3,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1474 E 2550 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1474 E 2550 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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