Carlton County property record for 1474 Aljo Rd, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $1,350 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-510-7813 |
| Primary APN | 06-510-7813 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Account Number | 6233 |
|---|---|
| Street Address | 1474 ALJO RD |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NW COR OF SE1/4 OF SW1/4 AND RUNNING CITY OF CLOQUET |
| Legal Range | 17 |
| Legal Township | 49 |
| Legal Section | 35 |
| Legal Subdivision | CITY OF CLOQUET |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 70401 |
1474 Aljo Rd is owned and occupied by an individual who bought it in May 2026.
Source: Carlton County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION |
| Jul 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC |
| May 20, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Dec 17, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Dec 17, 2019 · Amount on File |
| Deed Document Number | 2026526853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000498420 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | A000498420 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000503269 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | A000503269 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000507236 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | A000507236 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | RES TITLE, RELS TITLE |
| Name | Verified Name |
|---|
| Document Number | A000425542 |
|---|---|
| Date | Jul 17, 2009 |
| Instrument | A000425542 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 20, 2026 |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Document Number | 0000526853 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026526853 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Document Number | 0000526854, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026526854 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Dec 17, 2019 |
| Property Address | 1474 ALJO RD, CLOQUET, MN 55720-2904 |
| Document Number | A000489697 |
| Instrument Date | Dec 9, 2019 |
| Instrument | A000489697 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | NORTHSHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1474 AJIO RD, CLOQUET, MN 55720 |
| Document Number | A000489698 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | A000489698 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 1474 Aljo Rd was $1,350 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,350.00 Homeowner's exemption | ||
| 2025 | $238,900 (+4.46%) Land $71,500 Building $167,400 | $238,900 (+4.46%) Land $71,500 Building $167,400 | |
| 2024 | $2,978.00 Homeowner's exemption | $228,700 (+5.88%) Land $71,500 Building $157,200 | $228,700 (+5.88%) Land $71,500 Building $157,200 |
| 2023 | $2,978.00 Homeowner's exemption | $216,000 (-) Land $67,100 Building $148,900 | $216,000 (-) Land $67,100 Building $148,900 |
| 2022 | $216,000 Land $67,100 Building $148,900 | $216,000 Land $67,100 Building $148,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1474 Aljo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1474 Aljo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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