Anoka County property record for 14738 Packard St NE, Ham Lake, MN 55304
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $2,811 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Dec 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 25-32-23-12-0003 |
| Primary APN | 25-32-23-12-0003 |
|---|
| Street Address | 14738 PACKARD ST NE |
|---|---|
| City | HAM LAKE |
| State | MN |
| Zip | 55304 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 1 BLK 3 HIDDEN FOREST EAST 4TH ADD |
| Legal Subdivision | HIDDEN FOREST EAST 4TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | HAM LAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50216 |
14738 Packard St NE, residential vacant land, is owned by an individual who bought it in March 2026.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18847 ZUMBRO ST NW, ELK RIVER, MN 55330-2915 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2025 | Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Dec 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Oct 13, 2025 · Amount on File |
| Deed Document Number | 20261857481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Oct 13, 2025 |
| Property Address | 14738 PACKARD ST NE, HAM LAKE, MN 55304 |
| Document Number | T628336001 |
| Instrument Date | Sep 29, 2025 |
| Instrument | T628336.001 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13654 VAN BUREN ST NE, HAM LAKE, MN 55304-4365 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Dec 8, 2023 |
| Property Address | 14738 PACKARD ST NE, HAM LAKE, MN 55304 |
| Document Number | T614268007 |
| Instrument Date | Dec 6, 2023 |
| Instrument | T614268.007 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | THE TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2122-141ST LANE NE, HAM LAKE, MN 55304-6828 |
| Document Number | T614268008 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | T614268.008 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 14.6% |
The 2026 property tax bill for 14738 Packard St NE was $2,811.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Ham Lake City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,811.00 | $323,400 Land $323,400 | $323,400 Land $323,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14738 Packard St NE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14738 Packard St NE is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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