14734 Laredo Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 14734 Laredo Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,813 sqft · built 1989
Lot Size0.75 acres (32,670 sqft)
Owner2 Company Names on Record
Last Sale$542,640 (Jul 2021)
Tax Bill$5,594 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-14-304-021.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-304-021.000-015
Alternative APNs
  • 290914304021000029
  • 0809140304021000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,813 sqft Living Area
Gross Area5,093 sqft
1st Floor Area3,993 sqft
Basement Area908 sqft
Finished Basement728 sqft
Unfinished Basement180 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions181 ft deep x 108 ft wide
Garage TypeAttached
Garage Area1,100 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address14734 LAREDO CT
CityCARMEL
StateIN
Zip46032-5154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .75, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 8, LOT 500
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS SECTION 8
Legal Block8
Legal Lot Number500
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2027
Census Tract110404

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address14734 LAREDO CT, CARMEL, IN 46032-5154
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Jul 8, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Jul 26, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2021 · Amount on Record
Deed SaleJul 8, 2021 · Amount on Record
Prior SaleJun 16, 2011 · Amount on Record
Deed Document Number202149858
Last Transfer DateAug 6, 2025
Transfer Doc0000032953
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Recording DateJul 1, 2026
Property Address14734 LAREDO CT, CARMEL, IN 46032-5154
Document Number0000029499
Instrument DateJun 26, 2026
Instrument202629499
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address14734 LAREDO CT, CARMEL, IN 46032-5154

Mortgage

Document Number0000029499,
DateJul 1, 2026
Instrument202629499
Lender
NameELEMENTS FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 15, 2051
Interest
Rate TypeAdjustable Rate
Rate3.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 8, 2021
Property Address14734 LAREDO CT, CARMEL, IN 46032-5154
Document Number0000049858
Map ReferenceMB 16 PG 57-59
Instrument DateJul 2, 2021
Instrument2021049858
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14734 LAREDO CT, CARMEL, IN 46032-5154

Mortgage

Document Number0000049859
DateJul 8, 2021
Instrument2021049859
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14734 LAREDO CT, CARMEL, IN 46032-5154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033541
DateJul 26, 2019
Instrument2019033541
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 3, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14734 LAREDO CT, CARMEL, IN 46032-5154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040740
DateJun 29, 2020
Instrument2020040740
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504,000 (+7.97%) Land $99,100 Building $404,900$504,000 (+7.97%) Land $99,100 Building $404,900
2024$5,594.00 (+4.84%)
2023$5,336.00 (+7.54%) Homeowner's exemption$466,800 (+10.3%) Land $75,800 Building $391,000$466,800 (+10.3%) Land $75,800 Building $391,000
2022$4,962.00 Homeowner's exemption$423,200 Land $75,800 Building $347,400$423,200 Land $75,800 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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