Berrien County property record for 14731 Brown Rd, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,912 sqft · built 1970 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Sep 1998) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0020-0003-06-1 |
| Primary APN | 07-0020-0003-06-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Dimensions | 329 ft deep x 180 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 14731 BROWN RD |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 987.5'E & 878.4'N OF CEN SEC 20 T7S R20W TH N 180'TH E 329.9'TH S 180'TH W 329.9'TO POB |
| Legal Range | 20W |
| Legal Township | 07S |
| Legal Section | 20 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | CHIKAMING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11201 |
14731 Brown Rd is owned and occupied by an individual who bought it in September 1998.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14731 BROWN RD, THREE OAKS, MI 49128-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC |
| Aug 29, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1998 · Amount on File |
| Deed Sale | Sep 21, 1998 · Amount on File |
| Prior Sale | Jun 28, 1995 · Amount on File |
| Deed Book / Page | 1917 / 1337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 14731 BROWN RD, THREE OAKS, MI 49128-9735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4724 N SACRAMENTO AVE 1, 1, CHICAGO, IL 60625-1065 |
| Document Number | 003384/969 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 3384/969 |
| Instrument | 2022361153 |
| Name | CHICAGO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 29, 2022 |
| Property Address | 14731 BROWN RD, THREE OAKS, MI 49128-9735 |
| Document Number | 03384/1248 |
| Book / Page | 3384 / 1248 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022361207 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4724 N SACRAMENTO AVE APT 1, 1, CHICAGO, IL 60625-1065 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 14731 Brown Rd was $4,342 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Chikaming Township |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,300 | $836,600 | |
| 2025 | $4,342.00 | ||
| 2023 | $205,600 | $411,200 | |
| 2022 | $2,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14731 Brown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14731 Brown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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