14730 Reef Ct, Jacksonville, FL 32226 Property Records

Duval County property record for 14730 Reef Ct, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,890 sqft · built 2003
Lot Size	0.815 acres (35,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,900 (Dec 2015)
Tax Bill	$387 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108427-0020`

Property Details

APN / Parcel Number

Primary APN	`108427-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,890 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	2,366 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,510 sqft (0.815 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14730 REEF CT
City	JACKSONVILLE
State	FL
Zip	32226-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	54-63 47-1N-27E .82 CAPE CORAL LOT 4
Legal Range	27E
Legal Township	01N
Legal Section	47
Legal Subdivision	CAPE CORAL
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2015
Census Tract	10107

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
May 6, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	2015294684
Deed Book / Page	17412 / 1513
Last Transfer Date	Apr 23, 2026
Transfer Doc	0218820199
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 27, 2026
Property Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283
Document Number	0000096712
Book / Page	21882 / 199
Instrument Date	Apr 23, 2026
Instrument	2026.96712
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 27, 2026
Property Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283
Document Number	0218820199
Book / Page	21882 / 199
Instrument Date	Apr 23, 2026
Instrument	202696712
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283

Mortgage

Document Number	0209680431
Date	Mar 5, 2024
Book Page	20968/431
Instrument	2024043745

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14730 REEF CT, JACKSONVILLE, FL 32226-1283
Document Number	0179971530
Book / Page	017997 / 001530
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14730 REEF CT JACKSONVILLE FL 322261283, JACKSONVILLE, FL 32226-1283

Mortgage

Document Number	0179971530
Date	May 26, 2017
Book Page	017997/001530
Instrument	124542

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,052 (+2.7%)	$441,956 (+3.39%) Land $112,167 Building $329,789
2025	$387.00 (+80.84%) Homeowner's exemption Veteran's exemption Widower's exemption	$254,189 (+5.99%)	$427,475 (+2.59%) Land $85,000 Building $342,475
2024	$214.00
2023	$214.00 Homeowner's exemption Veteran's exemption Widower's exemption	$239,832 (+3%)	$416,699 (+14.23%) Land $65,000 Building $351,699
2022	$214.00 Homeowner's exemption Veteran's exemption Widower's exemption	$232,847	$364,787 Land $65,000 Building $299,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 218 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	218 in force
Nearby Flood Claims	23 (2001–2024)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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