1473 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1473 E McKinley St, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2004
Lot Size	0.96 acres (41,845 sqft)
Owner	2 Owner Names on File
Last Sale	$8,500 (Jul 2003)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00080-044.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00080-044.0`
Alternative APNs	`1818S19E0100000800440` `1961378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,845 sqft (0.96 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Area	462 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	275 sqft
Patio Area	230 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1961378
Old Parcel Number	1818S19E0100000800440
Street Address	1473 E MCKINLEY ST
City	HERNANDO
State	FL
Zip	34442-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 44 BLK 8
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	8
Legal Lot Number	44
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2018
Census Tract	450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00080-044.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2609 N FOREST RIDGE BLVD, HERNANDO, FL 34442-5123
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2003 · Amount on Record
Deed Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	2003045972
Deed Book / Page	1626 / 0448
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1473 E MCKINLEY ST, HERNANDO, FL 34442-4547
Transaction Type	Mortgage
Record Updated	Jul 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033891857
Date	Jun 26, 2023
Book Page	3389/1857
Instrument	2023036890

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (+7.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$255,640 (-3.61%) Land $27,500 Building $228,140	$255,640 (-3.61%) Land $27,500 Building $228,140
2024	$1,189.00 (+3.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$265,210 (-0.29%) Land $26,500 Building $238,710	$265,210 (-0.29%) Land $26,500 Building $238,710
2023	$1,148.00 (+1.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$265,973 (+23.15%) Land $24,000 Building $241,973	$265,973 (+23.15%) Land $24,000 Building $241,973
2022	$1,135.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$215,975 Land $18,000 Building $197,975	$215,975 Land $18,000 Building $197,975

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.