14728 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 14728 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,186 sqft · built 1991
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,600 (Sep 1990)
Tax Bill	$3,954 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-012860`

Property Details

APN / Parcel Number

Primary APN	`04-012860`
Alternative APN	`012860`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,186 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	368 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012860
Street Address	14728 SAINT PAUL RD
City	CLEAR SPRING
State	MD
Zip	21722-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 9 7.0 ACRES W/S ST PAUL ROAD
Legal Subdivision	SAINT PAULS
Legal Lot Number	9
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1000
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14728 SAINT PAUL RD, CLEAR SPRING, MD 21722-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 1990 · Amount on Record
Deed Sale	Sep 14, 1990 · Amount on Record
Deed Book / Page	969 / 332
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,954.00 (+5.36%) Homeowner's exemption	$441,100 (+10.88%) Land $125,000 Building $316,100	$441,100 (-) Land $125,000 Building $316,100
2025	$3,753.00 (+15.98%) Homeowner's exemption	$397,800 (+27.83%)	$441,100 (+41.74%) Land $125,000 Building $316,100
2023	$3,236.00 Homeowner's exemption	$311,200 Land $125,000 Building $186,200	$311,200 Land $125,000 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30