14727 White Cloud Ct, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 14727 White Cloud Ct, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,492 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	Trust Name on File
Last Sale	$875,000 (Dec 2004)
Tax Bill	$14,302 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`779-52-026`

Property Details

APN / Parcel Number

Primary APN	`779-52-026`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,291 sqft
2nd Floor Area	1,201 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14727 WHITE CLOUD CT
City	MORGAN HILL
State	CA
Zip	95037-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8699 BOOK 689 PAGE 21 PAGE 24 LOT 10
Legal Subdivision	OAK CREEK PHASE 2 B
Legal Tract	8699
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3019
Census Tract	512307

Owner

14727 White Cloud Ct is owner-occupied and held in a trust since August 2012.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	14727 WHITE CLOUD CT, MORGAN HILL, CA 95037-6068
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2004 · Amount on File
Deed Sale	Dec 22, 2004 · Amount on File
Prior Sale	Dec 28, 2000 · Amount on File
Deed Document Number	200418158790
Last Transfer Date	Aug 1, 2012
Transfer Doc	0021794762
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2026
Property Address	14727 WHITE CLOUD CT, MORGAN HILL, CA 95037-6068
Document Number	0026000172
Instrument Date	Jun 1, 2026
Instrument	202626000172
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	14727 WHITE CLOUD CT, MORGAN HILL, CA 95037-6068

Mortgage

Document Number	0026000172,
Date	Jun 5, 2026
Instrument	202626000172

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	7.13%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14727 White Cloud Ct was $14,302 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,244,054 (+2%) Land $435,343 Building $808,711
2025	$14,302.00 Homeowner's exemption	$1,219,661 Land $426,807 Building $792,854
2023	$13,866.00 (+1.66%) Homeowner's exemption	$1,172,302 Land $410,235 Building $762,067
2022	$13,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14727 White Cloud Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14727 White Cloud Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20