Hernando County property record for 14727 Edgemere Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,315 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $201,000 (May 2008) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10-223-18-3604-0320-0140 |
| Primary APN | R10-223-18-3604-0320-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 2,315 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 325 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,067 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01569911 |
|---|---|
| Street Address | 14727 EDGEMERE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 2B BLK 32 LOT 14 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 2B |
| Legal Phase | 2B |
| Legal Block | 32 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40909 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 14727 EDGEMERE DR, SPRING HILL, FL 34609-0686 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 13, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 17, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2008 · Amount on Record |
| Deed Sale | May 2, 2008 · Amount on Record |
| Prior Sale | May 19, 2006 · Amount on Record |
| Deed Document Number | 2008024242 |
| Deed Book / Page | 2558 / 1951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14727 EDGEMERE DR, SPRING HILL, FL 34609-0686 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 14727 EDGEMERE DR, BROOKSVILLE, FL 34609-0686 |
| Document Number | 0041000721 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 4100/721 |
| Instrument | 2021094655 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14727 EDGEMERE DR, SPRING HILL, FL 34609-0686 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 14727 EDGEMERE DR, SPRING HILL, FL 34609-0686 |
| Document Number | 0040681667 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 4068/1667 |
| Instrument | 2021076700 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14727 EDGEMERE DR, SPRING HILL, FL 34609-0686 |
| Document Number | 0037060238 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14727 EDGEMERE DR SPRING HILL FL 346090686, SPRING HILL, FL 34609-0686 |
| Document Number | 0037060238 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 003706/000238 |
| Instrument | 31527 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 (+2.02%) Additional exemption filed | $145,450 (+5.99%) | $364,216 (-7.1%) Land $27,754 Building $336,462 |
| 2023 | $137,234 Land $137,234 | ||
| 2022 | $1,483.00 | $392,053 Land $27,754 Building $364,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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