14716 E 48th Ln, Veradale, WA 99037 Property Records

Spokane County property record for 14716 E 48th Ln, Veradale, WA 99037

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 4,974 sqft · built 1994
Lot Size0.612 acres (26,649 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Jul 2025)
Tax Bill$9,290 (2026)
Deeds & MortgagesDec 2020 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN44021.1802

Property Details

APN / Parcel Number

Primary APN44021.1802

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area4,974 sqft Living Area
Gross Area5,706 sqft
1st Floor Area2,502 sqft
Basement Area2,472 sqft
Finished Basement2,472 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2025
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area26,649 sqft (0.612 acres)
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces
Deck Area946 sqft
Patio Area946 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14716 E 48TH LN
CityVERADALE
StateWA
Zip99037-8700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionBELLA VISTA DIVISION NO 5 LT 2 BLK 15
Legal Range44E
Legal Township24N
Legal Section02
Legal SubdivisionBELLA VISTA DIVISION
Legal Block15
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1016
Census Tract12402

Owner

14716 E 48th Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14716 E 48TH LN, VERADALE, WA 99037-8700
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GESA CU
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 28, 2019Warranty Deed, Transfer · Line of Credit
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2025 · Amount on File
Deed SaleJul 10, 2025 · Amount on File
Prior SaleAug 28, 2019 · Amount on File
Deed Document Number20257427291
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address14716 E 48TH LN, VERADALE, WA 99037-8700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007005297
DateDec 8, 2020
Instrument7005297
Lender
NameGESA CU
TypeCredit Union
AddressRICHLAND, WA 99352
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 25, 2035

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address14716 E 48TH LN, VERADALE, WA 99037-8700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006975222
DateSep 30, 2020
Instrument6975222
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 28, 2019
Property Address14716 E 48TH LN, VERADALE, WA 99037-8700
Document Number0006836753
Map ReferenceVOL 21 PG 23&24
Instrument DateAug 23, 2019
Instrument6836753
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,793.22
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14716 E 48TH LN, VERADALE, WA 99037-8700

Mortgage

Document Number0006836754
DateAug 28, 2019
Instrument6836754
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 21, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 14716 E 48th Ln was $9,290, up 6.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictCentral Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,290.00 (+6.93%)$843,100 Land $135,000 Building $708,100$843,100 Land $135,000 Building $708,100
2025$8,688.00
2024$888,000 (+41.42%) Land $100,000 Building $788,000$888,000 (+41.42%) Land $100,000 Building $788,000
2023$8,189.00 (+14.52%)$627,900 Land $100,000 Building $527,900$627,900 Land $100,000 Building $527,900
2022$7,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14716 E 48th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14716 E 48th Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 64% of Washington
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERA WATER & POWER
serves 24,692 people · EPA ID WA5391450
Water SourceGroundwater
Last State InspectionNov 2021
Lead21 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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