Clay County property record for 1471 Starboard Ct, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,360 sqft · built 1998 |
| Lot Size | 0.284 acres (12,409 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Nov 2021) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-04-26-014075-005-46 |
| Primary APN | 44-04-26-014075-005-46 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,360 sqft Heated Area |
| Gross Area | 3,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,409 sqft (0.284 acres) |
| Garage Area | 399 sqft |
| Pool Area | 528 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 16 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1471 STARBOARD CT |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 265 HARBOR ISLAND UNIT 2 AS REC O R 4533 PG 956~~ |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 44 |
| Legal Subdivision | HARBOR ISLAND |
| Legal Lot Number | 265 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30705 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on Record |
| Deed Sale | Nov 9, 2021 · Amount on Record |
| Deed Document Number | 2021071223 |
| Deed Book / Page | 4533 / 956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 9, 2021 |
| Property Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Document Number | 0045330956 |
| Book / Page | 4533 / 956 |
| Map Reference | MB 31 PG 27-34 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021071223 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 TOWN CENTER BLVD # BLVD1412, 165, CLERMONT, FL 34714-4482 |
| Name | Verified Name |
|---|---|
| Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Investor | Possibly a Property Investor |
| Document Number | 4533958 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 4533/958 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Document Number | 0044312043 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 4431/2043 |
| Instrument | 2021017252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1471 STARBOARD CT, FLEMING ISLAND, FL 32003-7495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039970098 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 3997/0098 |
| Instrument | 2017038302 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,001.00 (-1.4%) Homeowner's exemption | $302,479 (+5.99%) | $448,916 (+6.58%) Land $55,000 Building $393,916 |
| 2023 | $4,058.00 (-31.65%) Homeowner's exemption | $285,394 (-24.17%) | $421,201 (+11.91%) Land $55,000 Building $366,201 |
| 2022 | $5,937.00 | $376,379 Land $45,000 Building $331,379 | $376,379 Land $45,000 Building $331,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 36 (2012–2022) |
| Claims Outside the SFHA | 5 of 36 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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