Rockcastle County property record for 1471 Sowder School Rd, Mount Vernon, KY 40456 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,900 (May 2021) |
| Tax Bill | $976 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-00-037.02 |
| Primary APN | 047-00-037.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,080 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Other |
|---|---|
| Heating System | Space Heater |
| Account Number | 10001 |
|---|---|
| Street Address | 1471 SOWDER SCHOOL RD |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1 ACRE |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Rockcastle County records · APN 047-00-037.02
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1471 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| May 27, 2021 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 367371 |
| Deed Book / Page | D278 / 142 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 1471 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8170 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000363/693 |
|---|---|
| Date | Oct 07, 2025 |
| Book Page | 363/693 |
| Instrument | 421430 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 02, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | May 27, 2021 |
| Property Address | 1471 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8170 |
| Document Number | 00D278/142 |
| Book / Page | D278 / 142 |
| Instrument Date | May 24, 2021 |
| Instrument | 367371 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1133 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8167 |
| Name | Verified Name |
|---|---|
| Address | 1471 SOWDER SCHOOL RD, MOUNT VERNON, KY 40456-8170 |
| Document Number | 0000367372 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 367372 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | May 24, 2059 |
| Document Number | 00M316/291 |
|---|---|
| Date | May 27, 2021 |
| Book Page | M316/291 |
| Instrument | 367373 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $976.00 (+2.63%) | $120,000 (+4.44%) | $120,000 (+4.44%) |
| 2023 | $951.00 | $114,900 | $114,900 |
Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212039503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | DSL | 200 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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