Utah County property record for 1471 S 2440 E, Spanish Fork, UT 84660
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,570 sqft · built 2003 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,500 (Jul 2003) |
| Tax Bill | $2,707 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-495-0012 |
| Primary APN | 41-495-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 3,626 sqft |
| 1st Floor Area | 1,570 sqft |
| Basement Area | 1,576 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,066 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 328 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 187899 |
|---|---|
| Street Address | 1471 S 2440 E |
| City | SPANISH FORK |
| State | UT |
| Zip | 84660-6454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12, PLAT A, HERITAGE COVE SUBDV. AREA 0.277 AC. |
| Legal Subdivision | HERITAGE COVE SUB |
| Legal Lot Number | 12 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10405 |
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage · Line of Credit PACIFIC HORIZON CU |
| Dec 11, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 16, 2019 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Mar 29, 2019 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2003 · Amount on Record |
| Deed Sale | Jul 25, 2003 · Amount on Record |
| Deed Document Number | 2003113855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | PRO TITLE, PRO TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000060136 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 60136:2025 |
| Name | PACIFIC HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGVILLE, UT 84663 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000200766 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | KEY LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1471 S 2440 E SPANISH FORK UT 846606454, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000200766 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 200766 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000107863 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | KEY LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1471 S 2440 E SPANISH FORK UT 846606454, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000107863 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 107863 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000027351 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | KEY LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1471 S 2440 E #HE SPANISH FORK UT 846606454, HE, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000027351 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 27351 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 1471 S 2440 E, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000097624 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1471 S 2440 E SPANISH FORK UT 846606454, SPANISH FORK, UT 84660-6454 |
| Document Number | 0000097624 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 97624 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Spanish Fork City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,490 (-44.91%) | $511,800 (+0.16%) Land $220,600 Building $291,200 | |
| 2025 | $2,707.00 | $511,000 (+85.23%) Land $220,600 Building $290,400 | $511,000 (+1.87%) Land $220,600 Building $290,400 |
| 2024 | $2,707.00 (+1.27%) | ||
| 2023 | $2,673.00 (-2.09%) | $275,880 | $501,600 Land $210,000 Building $291,600 |
| 2022 | $2,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SFCN Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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