1471 Observatory Dr, Fairborn, OH 45324 Property Records

Greene County property record for 1471 Observatory Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,790 sqft · built 2005
Lot Size	0.203 acres (8,856 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Jun 2019)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A02-0002-0056.0-0071.00`

Property Details

APN / Parcel Number

Primary APN	`A02-0002-0056.0-0071.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
1st Floor Area	922 sqft
Basement Area	692 sqft
Finished Basement	692 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,856 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1471 OBSERVATORY DR
City	FAIRBORN
State	OH
Zip	45324-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD1
Legal Description	RESERVES AT CORNERSTONE LOT 8131 .2033AC OBSERVATORY DR
Legal Subdivision	RESERVES AT CORNERSTONE
Legal Lot Number	8131
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1011
Census Tract	200901

Owner

1471 Observatory Dr is owned and occupied by an individual who bought it in June 2019.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 27, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN SVGS BK
Feb 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	20199337
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0000001910
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Document Number	0000000937
Instrument Date	Dec 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1471 OBSERVATORY DR FAIRBORN OH 453248572, FAIRBORN, OH 45324-8572

Mortgage

Document Number	0000000937
Date	Jan 13, 2021
Instrument	937

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 24, 2019
Property Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Document Number	0000009337
Map Reference	CAB 34 PG 834B-840A
Instrument Date	May 31, 2019
Instrument	2019009337
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572

Mortgage

Document Number	0000009338
Date	Jun 24, 2019
Instrument	2019009338

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jul 27, 2017
Property Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Document Number	0000012262
Instrument Date	Jul 21, 2017
Instrument	12262
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1471 OBSERVATORY DR FAIRBORN OH 453248572, FAIRBORN, OH 45324-8572

Mortgage

Document Number	12263
Date	Jul 27, 2017
Instrument	12263

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Document Number	0000004477
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 OBSERVATORY DR FAIRBORN OH 453248572, FAIRBORN, OH 45324-8572

Mortgage

Document Number	0000004477
Date	Mar 21, 2017
Instrument	4477

Lender

Name	AMERICAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45243

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Feb 3, 2017
Property Address	1471 OBSERVATORY DR, FAIRBORN, OH 45324-8572
Document Number	0000001910
Instrument Date	Jan 25, 2017
Instrument	1910
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 OBSERVATORY DR FAIRBORN OH 453248572, FAIRBORN, OH 45324-8572

Tax Assessment & Valuation

The 2025 property tax bill for 1471 Observatory Dr was $4,687, down 4.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (-4.95%)	$105,480 (-) Land $16,220 Building $89,260
2024	$4,931.00 (-1.02%)	$105,480 (-) Land $16,220 Building $89,260
2023	$4,982.00 (+11.16%)	$105,480 (+34.63%) Land $16,220 Building $89,260	$301,370 Land $46,330 Building $255,040
2022	$4,482.00	$78,350 Land $13,510 Building $64,840
2020			$223,860 Land $38,610 Building $185,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1471 Observatory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1471 Observatory Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, AT&T.

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