St. Charles County property record for 1471 Colgate Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,768 sqft · built 1984 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,111 (Aug 2023) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850002732 |
| Primary APN | A850002732 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850002732 |
|---|---|
| Street Address | 1471 COLGATE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNNBROOK #3 LOT 101 |
| Legal Subdivision | LYNNBROOK #3 |
| Legal Lot Number | 101 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 310901 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK |
| Sep 17, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Jan 3, 2017 · Amount on Record |
| Deed Document Number | 202335663 |
| Prior Transfer Date | Aug 21, 2023 |
| Prior Transfer Doc | 0000035662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 8, 2026 |
| Property Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Document Number | 0000026677 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202626677 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 31, 2023 |
| Property Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Document Number | 0000035663 |
| Map Reference | MB 23 PG 175 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023R-035663 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 933 MALLORY DR, SAINT CHARLES, MO 63303-6029 |
| Name | Verified Name |
|---|---|
| Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Document Number | 0000035664 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023R-035664 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1471 COLGATE DR, SAINT CHARLES, MO 63303-3647 |
| Document Number | 0000070397 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1471 COLGATE DR ST CHARLES MO 633033647, ST CHARLES, MO 63303-3647 |
| Document Number | 0000070397 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 70397 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 21, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,925 (-) | $262,765 (-) Land $50,000 Building $212,765 | |
| 2025 | $2,883.00 | $49,925 (+14.96%) | $262,765 (+14.96%) Land $50,000 Building $212,765 |
| 2023 | $43,429 | ||
| 2022 | $228,575 Land $40,000 Building $188,575 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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