14707 Ruby Dr, Inola, OK 74036 Property Records

Rogers County property record for 14707 Ruby Dr, Inola, OK 74036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 2014
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Dec 2021)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35201601890`

Property Details

APN / Parcel Number

Primary APN	`35201601890`
Alternative APNs	`000000-00-0-00714-003-0009` `0030536` `30536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,604 sqft (1 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30536
Street Address	14707 RUBY DR
City	INOLA
State	OK
Zip	74036-5486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 3 RUBY ESTATES AMD.
Legal Range	16E
Legal Township	20N
Legal Section	35
Legal Subdivision	RUBY ESTATES AMD
Legal Block	3
Legal Lot Number	9
Jurisdiction	ROGERS OK
Township / Civil Division	INOLA
Census Block Group	1
Census Block	1031
Census Tract	50501

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14707 RUBY DR, INOLA, OK 74036-5486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit NETX MORTGAGE LLC
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Document Number	202123230
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Recording Date	Apr 30, 2026
Property Address	14707 RUBY DR, INOLA, OK 74036-5486
Document Number	0000006231
Instrument Date	Apr 22, 2026
Instrument	20266231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	14707 RUBY DR, INOLA, OK 74036-5486

Mortgage

Document Number	0000006231,
Date	Apr 30, 2026
Instrument	20266231

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 7, 2021
Property Address	14707 RUBY DR, INOLA, OK 74036-5486
Document Number	0000023230
Instrument Date	Dec 6, 2021
Instrument	2021-023230
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14707 RUBY DR, INOLA, OK 74036-5486

Mortgage

Document Number	0000023236
Date	Dec 7, 2021
Instrument	2021-023236

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Inola Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,029 (+3%) Land $4,794 Building $30,235	$318,443 (+3%) Land $43,581 Building $274,862
2025	$2,643.00 (-3.54%) Homeowner's exemption	$34,009 (-3.05%) Land $4,794 Building $29,215	$309,168 (-3.05%) Land $43,581 Building $265,587
2024	$2,740.00 (+0.77%) Homeowner's exemption	$35,080 (+0.92%) Land $3,931 Building $31,149	$318,910 (+0.92%) Land $35,736 Building $283,174
2023	$2,719.00 Homeowner's exemption	$34,760 Land $4,865 Building $29,895	$316,000 Land $44,231 Building $271,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 6 serves 1,560 people · EPA ID OK3006628
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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