14707 Opal Ct, Willis, TX 77378 Property Records

Montgomery County property record for 14707 Opal Ct, Willis, TX 77378

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,201 sqft · built 2019
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,604 (2025)
Deeds & Mortgages	May 2019 Construction Loan Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4544-02-09000`

Property Details

APN / Parcel Number

Primary APN	`4544-02-09000`
Alternative APN	`R376870`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,201 sqft Living Area
Gross Area	3,314 sqft
1st Floor Area	2,201 sqft
Attic	Attic
Attic Area	213 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	65,776 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	399 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14707 OPAL CT
City	WILLIS
State	TX
Zip	77378-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S454402 - EMERALD LAKES 02, BLOCK 5, LOT 39, ACRES 1.51
Legal Subdivision	EMERALD LAKES 02
Legal Block	5
Legal Lot Number	39
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	3
Census Block	3009
Census Tract	694106

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14707 OPAL CT, WILLIS, TX 77378-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 4, 2020	Loan Modification, Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018
Deed Sale	Jan 25, 2018
Prior Sale	Sep 26, 2012
Deed Document Number	20186774
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14707 OPAL CT, WILLIS, TX 77378-3160
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039242
Date	May 10, 2019
Instrument	2019039242

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Address	CONROE, TX 77304

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14707 OPAL CT, WILLIS, TX 77378-3160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081868
Date	Aug 3, 2020
Instrument	2020081868

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	14707 OPAL CT, WILLIS, TX 77378-3160
Document Number	0000048103
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14707 OPAL CT WILLIS TX 773783160, WILLIS, TX 77378-3160

Mortgage

Document Number	0000048103
Date	May 20, 2020
Instrument	48103

Lender

Name	GUARANTY BK
Type	Bank
Address	CONROE, TX 77304

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 19, 2021

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,091 (+8.16%) Land $102,680 Building $527,411	$630,091 (+8.16%) Land $102,680 Building $527,411
2025	$2,604.00 (-25.66%) Homeowner's exemption Senior Citizen's exemption	$582,537 (+5.57%) Land $102,680 Building $479,857	$582,537 (-1.81%) Land $102,680 Building $479,857
2024	$3,503.00 (+1.95%) Homeowner's exemption Senior Citizen's exemption	$551,793 (+1%) Land $102,680 Building $490,566	$593,246 (+7.98%) Land $102,680 Building $490,566
2023	$3,436.00 Homeowner's exemption	$501,630 Land $102,680 Building $446,740	$549,420 Land $102,680 Building $446,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD LAKES SUBDIVISION private · serves 1,053 people · EPA ID TX1700777
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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