14705 Lorel Ave, Oak Forest, IL 60452 Property Records

Cook County property record for 14705 Lorel Ave, Oak Forest, IL 60452

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,337 sqft · built 1908
Lot Size0.46 acres (20,037 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Sep 2018)
Tax Bill$8,036 (2023)
Deeds & MortgagesJul 2020 Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-09-301-040

Property Details

APN / Parcel Number

Primary APN28-09-301-040
Alternative APN
  • 28-09-301-040-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,337 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address14705 LOREL AVE
CityOAK FOREST
StateIL
Zip60452-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA T (MCINTOSHS) (MIDLOTHIAN) (FARMS) SUB OF NW OF SE & EH OF SW SH SEC 09-36-13
Legal Range13E
Legal Township36N
Legal Section09
Legal SubdivisionMCINTOSHS MIDLOTHIAN FARMS
Legal Lot Number1,2
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group4
Census Block4002
Census Tract824601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14705 LOREL AVE, OAK FOREST, IL 60452-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage
AMERICAN PORTFOLIO MTG
Sep 6, 2018Warranty Deed, Transfer · Conventional with PMI
AMERICAN PORTFOLIO MTG
Mar 15, 2018Deed of Trust, Mortgage · Line of Credit
CNB BK&TR NA-OAK FOREST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Deed Document Number20186005
Prior Transfer DateJun 30, 2009
Prior Transfer Doc0000057555
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address14705 LOREL AVE, OAK FOREST, IL 60452-1331
Document Number2027534258
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14705 LOREL AVE OAK FOREST IL 604521331, OAK FOREST, IL 60452-1331

Mortgage

Document Number2027534258
DateOct 1, 2020
Instrument27534258
Lender
NameAMERICAN PORTFOLIO MTG
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
AmountAmount Recorded
Term360 Months
DueSep 30, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 6, 2018
Property Address14705 LOREL AVE, OAK FOREST, IL 60452-1331
Document Number1824906005
Instrument DateAug 23, 2018
Instrument24906005
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14705 LOREL AVE OAK FOREST IL 60452, OAK FOREST, IL 60452

Mortgage

Document Number1824906007
DateSep 6, 2018
Instrument24906007
Lender
NameAMERICAN PORTFOLIO MTG
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 5, 2048
Interest
Rate TypeFixed Rate
Rate5%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address14705 LOREL AVE, OAK FOREST, IL 60452-1331
Document Number1808946100
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14705 LOREL AVE OAK FOREST IL 604521331, OAK FOREST, IL 60452-1331

Mortgage

Document Number1808946100
DateMar 30, 2018
Instrument8946100
Lender
NameCNB BK&TR NA-OAK FOREST
TypeBank
AddressALTON, IL 62002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 29, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityOak Forest City
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictForest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (-6.72%) Land $9,017 Building $19,983$290,000 (-6.72%) Land $90,170 Building $199,830
2023$8,036.00 (-30.83%)
2022$11,617.00 Homeowner's exemption$31,089 Land $8,014 Building $23,075$310,890 Land $80,140 Building $230,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK FOREST
serves 27,478 people · EPA ID IL0312190
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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