14703 E 108th St N, Owasso, OK 74055 Property Records

Rogers County property record for 14703 E 108th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2006
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Apr 2018)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00446-003-0005`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00446-003-0005`
Alternative APNs	`0087422` `87422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	87422
Street Address	14703 E 108TH ST N
City	OWASSO
State	OK
Zip	74055-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VALLEY LOT 5 BLOCK 3
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY
Legal Block	3
Legal Lot Number	5
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1041
Census Tract	50404

Owner

14703 E 108th St N is owned and occupied by an individual who bought it in April 2018.

Source: Rogers County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	14703 E 108TH ST N, OWASSO, OK 74055-6111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BK/GRAFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Sep 4, 2013 · Amount on File
Deed Document Number	20185118
Deed Book / Page	2703 / 908
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	14703 E 108TH ST N, OWASSO, OK 74055-6111
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14703 E 108TH ST N, OWASSO, OK 74055-6111

Mortgage

Document Number	0000004115
Date	Mar 10, 2022
Instrument	2022-004115

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	42 Months
Due	Sep 21, 2025

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	14703 E 108TH ST N, OWASSO, OK 74055-6111
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002783
Date	Feb 5, 2021
Instrument	2021-002783

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 13, 2018
Property Address	14703 E 108TH ST N, OWASSO, OK 74055-6111
Document Number	0027030908
Book / Page	002703 / 000908
Instrument Date	Mar 19, 2018
Instrument	5118
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ALLEGIANCE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14703 E 108TH ST N OWASSO OK 740556111, OWASSO, OK 74055-6111

Mortgage

Document Number	27030910
Date	Apr 13, 2018
Book Page	002703/000910
Instrument	5119

Lender

Name	FIRST UNITED BK/GRAFTON
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14703 E 108th St N was $1,830 with a homeowner's exemption, up 1.9% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,105 (+2.15%) Land $4,023 Building $16,082	$182,767 (+2.15%) Land $36,570 Building $146,197
2025	$1,830.00 (+1.89%) Homeowner's exemption	$19,682 (-0.06%) Land $4,023 Building $15,659	$178,921 (-6.49%) Land $36,570 Building $142,351
2024	$1,796.00 (+5.77%) Homeowner's exemption	$19,694 (+3%) Land $3,959 Building $15,735	$191,334 (-5.2%) Land $38,640 Building $152,694
2023	$1,698.00 Homeowner's exemption	$19,120 Land $3,835 Building $15,285	$201,825 Land $45,000 Building $156,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14703 E 108th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14703 E 108th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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