1470 Seaside Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1470 Seaside Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,764 sqft · built 2016
Lot Size	0.146 acres (6,384 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Mar 2017)
Tax Bill	$13,596 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28-2S-26-9085-00A00-0170`

Property Details

APN / Parcel Number

Primary APN	`28-2S-26-9085-00A00-0170`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,764 sqft Heated Area
Gross Area	5,438 sqft
1st Floor Area	2,764 sqft
Upper Floors Area	1,344 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	6,384 sqft (0.146 acres)
Lot Dimensions	1,520 ft deep x 420 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	2,086 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	282S26908500A000170
Street Address	1470 SEASIDE CIR
City	NAVARRE
State	FL
Zip	32566-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB-MD
Legal Description	BY THE SEA LOT 17 BLK A AS DES IN OR 3611 PG 1446
Legal Range	26W
Legal Township	02S
Legal Section	28
Legal Subdivision	BY THE SEA
Legal Block	A
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	NAVARRE BEACH
Census Block Group	2
Census Block	2006
Census Tract	10825

Owner

1470 Seaside Cir is owned and occupied by two individuals who bought it in March 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1470 SEASIDE CIR, NAVARRE, FL 32566-7061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Deed Document Number	0036111446
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1470 SEASIDE CIR, NAVARRE, FL 32566-7061
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 BLACK WALNUT LN, ARLINGTON, TX 76005-1212

Mortgage

Document Number	0044672061
Date	Jan 23, 2024
Book Page	4467/2061
Instrument	202402894

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	PO BOX 619001, DFW AIRPORT, TX 75261

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1470 SEASIDE CIR, NAVARRE, FL 32566-7061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039900532
Date	Aug 14, 2020
Book Page	3990/532
Instrument	202041320

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1470 SEASIDE CIR, NAVARRE, FL 32566-7061
Document Number	0036111452
Book / Page	003611 / 001452
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 BUENA VISTA ST #C DALLAS TX 752054425, C, DALLAS, TX 75205-4425

Mortgage

Document Number	0036111452
Date	Apr 3, 2017
Book Page	003611/001452
Instrument	12774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2032

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,596.00 (+3.56%)	$1,344,491 (+1.27%) Land $423,630 Building $920,861	$1,344,491 (+1.27%) Land $423,630 Building $920,861
2023	$13,129.00 (+21.85%)	$1,327,578 (+37.6%) Land $423,630 Building $903,948	$1,327,578 (+37.6%) Land $423,630 Building $903,948
2022	$10,775.00	$964,822	$964,822 Land $209,200 Building $755,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1470 Seaside Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 734 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,678 units insured incl. 944 condo units
Nearby Flood Claims	217 (1995–2024)
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 122 claims Hurricane Dennis, Jul 2005 · 35 claims Hurricane Frances, Sep 2004 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1470 Seaside Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAVARRE BEACH WATER SYSTEM serves 6,166 people · EPA ID FL1570874
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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