1470 Oakleaf Dr, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 1470 Oakleaf Dr, Royal Oaks, CA 95076 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,400 sqft · built 2007
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jan 2023)
Tax Bill	$15,946 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-441-016-000`

Property Details

APN / Parcel Number

Primary APN	`117-441-016-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Construction Type	Wood
Lot Area	47,916 sqft (1.1 acres)
Garage Area	1,056 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1470 OAKLEAF DR
City	ROYAL OAKS
State	CA
Zip	95076-9304
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	VOL 2 PAR MAPS PG 58 PAR A
Legal Subdivision	RANCHO BOLSA DE SAN CAYETANO
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1004
Census Tract	10102

Owner

Source: Monterey County records · APN 117-441-016-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	539 ANZAR RD, SAN JUAN BAUTISTA, CA 95045-9728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 09, 2021	Intrafamily Transfer, Transfer
Jul 09, 2021	Intrafamily Transfer, Transfer
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jul 09, 2021
Deed Document Number	2023001197
Record Updated	Jun 07, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 13, 2023
Property Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304
Document Number	0000001197
Instrument Date	Jan 09, 2023
Instrument	2023001197
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	539 ANZAR RD, SAN JUAN BAUTISTA, CA 95045-9728

Mortgage

Document Number	0000001198
Date	Jan 13, 2023
Instrument	2023001198

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 09, 2021
Property Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304
Document Number	0000047181
Instrument Date	Jun 23, 2021
Instrument	2021047181
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 09, 2021
Property Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304
Document Number	0000047182
Instrument Date	Jun 23, 2021
Instrument	2021047182
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1470 OAKLEAF DR, ROYAL OAKS, CA 95076-9304
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031916
Date	Jul 02, 2020
Instrument	2020031916

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2030

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$15,946.00 (+118.68%)	$988,380 (+123.34%) Land $520,200 Building $468,180
2023	$7,292.00 (+1.03%)	$442,538 Land $177,264 Building $265,274
2022	$7,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530101021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1978–2023)
Most Recent Claim	Mar 2023, river or lake flooding, Severe Storm And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 24% of California
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Verizon, Cruzio Internet, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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