1470 Kent Ln, Elgin, IL 60120 Property Records

Cook County property record for 1470 Kent Ln, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,915 sqft · built 1992
Lot Size	0.283 acres (12,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Feb 2022)
Tax Bill	$8,635 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-111-031`

Property Details

APN / Parcel Number

Primary APN	`06-17-111-031`
Alternative APN	`06-17-111-031-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,307 sqft (0.283 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1470 KENT LN
City	ELGIN
State	IL
Zip	60120-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRLS 11
Legal Lot Number	118
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3013
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1470 KENT LN, ELGIN, IL 60120-5203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Jan 7, 2013 · Amount on Record
Deed Document Number	2022621468
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0000054009
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2022
Property Address	1470 KENT LN, ELGIN, IL 60120-5203
Document Number	0004621468
Map Reference	DOC 90423641
Instrument Date	Feb 8, 2022
Instrument	2204621468
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	NOT AVAILABLE, PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 E AMBERWOOD CIR, NAPERVILLE, IL 60563-9352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1470 KENT LN, ELGIN, IL 60120-5203

Mortgage

Document Number	0004621469
Date	Feb 15, 2022
Instrument	2204621469

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1470 KENT LN, ELGIN, IL 60120-5203
Document Number	1733249016
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1470 KENT LN ELGIN IL 601205203, ELGIN, IL 60120-5203

Mortgage

Document Number	1733249016
Date	Nov 28, 2017
Instrument	33249016

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 (+26.67%) Land $8,615 Building $29,385	$380,000 (+26.67%) Land $86,150 Building $293,850
2023	$8,635.00 (+29.48%)
2022	$6,669.00 Homeowner's exemption Senior Citizen's exemption	$29,999 Land $6,768 Building $23,231	$299,990 Land $67,680 Building $232,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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