1470 Graham Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1470 Graham Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,156 sqft · built 1992
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2019)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100153083000`

Property Details

APN / Parcel Number

Primary APN	`456100153083000`
Alternative APN	`49730`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,156 sqft Heated Area
Upper Floors Area	340 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	270 ft deep x 130 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	240 sqft
Deck Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	49730
Street Address	1470 GRAHAM RD
City	MURPHY
State	NC
Zip	28906-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 PANTHER MOUNTAIN 1511/817
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1016
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23290 SINGER LN, BROOKSVILLE, FL 34601-7702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK
May 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	01958
Deed Book / Page	01612 / 0769
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1470 GRAHAM RD, MURPHY, NC 28906-8959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01562/0169
Date	Jun 7, 2017
Book Page	01562/0169
Instrument	02450

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 6, 2019
Property Address	1470 GRAHAM RD, MURPHY, NC 28906-8959
Document Number	01612/0769
Book / Page	01612 / 0769
Map Reference	CAB H SL 109
Instrument Date	May 3, 2019
Instrument	01958
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 HOT HOUSE EXT, 8, HAYESVILLE, NC 28904-5135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23290 SINGER LN, BROOKSVILLE, FL 34601-7702

Mortgage

Document Number	01959
Date	May 6, 2019
Instrument	01959

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00	$174,700 (+3.83%)	$174,700 (+3.83%) Land $37,500 Building $137,200
2023		$168,250	$168,250 Land $37,500 Building $130,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Blue Ridge Mountain EMC, RiverStreet Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graham Rd

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