Clay County property record for 1470 Cedar Grove Ter, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2003 |
| Lot Size | 0.135 acres (5,877 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $185,000 (Jun 2008) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-26-014266-006-51 |
| Primary APN | 08-05-26-014266-006-51 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,548 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,877 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 206 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1470 CEDAR GROVE TER |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 71 WOODLANDS UNIT 1 AS REC OR 3027 PG 1216 & 3385 PG 45 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 08 |
| Legal Subdivision | WOODLANDS UNIT 1 |
| Legal Block | TR |
| Legal Lot Number | 71 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
1470 Cedar Grove Ter is owned by a company that acquired it in December 2025 and is owner-occupied.
Source: Clay County records, as of August 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTAGAGE SERVICES LLC |
| Dec 31, 2025 | Correction Deed · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2008 · Amount on File |
| Deed Sale | Jun 13, 2008 · Amount on File |
| Prior Sale | Apr 11, 2003 · Amount on File |
| Deed Document Number | 200829483 |
| Deed Book / Page | 3027 / 1216 |
| Last Transfer Date | Dec 24, 2025 |
| Transfer Doc | 0050011169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Document Number | 0045171141 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 4517/1141 |
| Instrument | 2021062393 |
| Name | TOTAL MORTAGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Document Number | 0050011169 |
| Book / Page | 5001 / 1169 |
| Map Reference | MB 33 PG 47-54 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 2025060828 |
| Record Updated | Jan 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1470 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8331 |
| Document Number | 0050011172 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 5001/1172 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 855 Months |
| Due | Mar 30, 2097 |
The 2025 property tax bill for 1470 Cedar Grove Ter was $1,467 with a homeowner's exemption, up 5.2% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (+5.24%) Homeowner's exemption | $136,367 | $304,868 Land $50,000 Building $254,868 |
| 2024 | $1,394.00 (-59.04%) | ||
| 2023 | $3,403.00 (+6.38%) Homeowner's exemption | $128,665 (+3%) | $284,018 (+11.74%) Land $50,000 Building $234,018 |
| 2022 | $3,199.00 Homeowner's exemption | $124,918 | $254,182 Land $35,000 Building $219,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1470 Cedar Grove Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1470 Cedar Grove Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures