Simpson County property record for 147 Widener Cir, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,619 sqft · built 1996 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (May 2020) |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-02-00-060.00 |
| Primary APN | 035-02-00-060.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,619 sqft Living Area |
| Basement Area | 2,619 sqft |
| Unfinished Basement | 2,619 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 147 WIDENER CIR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 147 WIDENER CIRCLE |
| Legal Subdivision | LOCKEWOOD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970300 |
147 Widener Cir is owned and occupied by an individual who bought it in May 2020.
Source: Simpson County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 7, 2020 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Deed Document Number | 20201196547 |
| Deed Book / Page | 348 / 208 |
| Prior Transfer Date | Mar 25, 2015 |
| Prior Transfer Doc | 00D314/333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Document Number | 000M528/81 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | M528/81 |
| Instrument | 1212317 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Document Number | 000M509/56 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | M509/56 |
| Instrument | 1206119 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | May 7, 2020 |
| Property Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Document Number | 00D348/208 |
| Book / Page | D348 / 208 |
| Map Reference | MB 3 PG 124B |
| Instrument Date | Apr 30, 2020 |
| Instrument | 1196547 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 WIDENER CIR, 147, FRANKLIN, KY 42134-5951 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 147 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Document Number | 0001196548 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 1196548 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 147 Widener Cir was $3,115.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,115.00 | $355,000 | $355,000 |
| 2023 | $3,305.00 | $355,000 | $355,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Widener Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Widener Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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