147 Walnut Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 147 Walnut Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,772 sqft · built 1926
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2024)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0890-13-22-2692`

Property Details

APN / Parcel Number

Primary APN	`0890-13-22-2692`
Alternative APNs	`555551723` `555785467`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555785467
Street Address	147 WALNUT AVE
City	SPRUCE PINE
State	NC
Zip	28777-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 17
Legal Block	17
Legal Lot Number	16
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1031
Census Tract	950300

Owner

Source: Mitchell County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	147 WALNUT AVE, SPRUCE PINE, NC 28777-2738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jul 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	2024507
Deed Book / Page	667 / 48
Prior Transfer Date	Jul 15, 2017
Prior Transfer Doc	581/808
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 28, 2024
Property Address	147 WALNUT AVE, SPRUCE PINE, NC 28777-2738
Document Number	0000667/48
Book / Page	667 / 48
Instrument Date	Mar 21, 2024
Instrument	2024000507
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 OPAL ST, SPRUCE PINE, NC 28777-5300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 WALNUT AVE, SPRUCE PINE, NC 28777-2738

Mortgage

Document Number	2024000508
Date	Mar 28, 2024
Instrument	2024000508

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jul 20, 2017
Property Address	147 WALNUT AVE, SPRUCE PINE, NC 28777-2738
Document Number	581/808
Book / Page	581 / 808
Instrument Date	Jul 15, 2017
Instrument	2017001316
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 OPAL ST, SPRUCE PINE, NC 28777-5300

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00	$234,800 (-) Land $16,000 Building $218,800
2023	$1,314.00	$234,800 Land $16,000 Building $218,800	$234,800 Land $16,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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