Polk County property record for 147 Tremont Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,397 sqft · built 1971 |
| Lot Size | 0.281 acres (12,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Dec 2017) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Dec 2017 Sale Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-002311 |
| Primary APN | 26-28-34-660000-002311 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,397 sqft Living Area |
| Gross Area | 1,839 sqft |
| 1st Floor Area | 1,397 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,258 sqft (0.281 acres) |
| Lot Dimensions | 165 ft deep x 76 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 294 sqft |
| Street Address | 147 TREMONT DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DEED APPEARS IN ERROR* ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 231 N 40 FT & S 60 FT OF 232 MEASURED ON E-SIDE OF LOTS |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 231 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 14005 |
147 Tremont Dr is owned and occupied by two individuals who acquired it in May 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 147 TREMONT DR, WINTER HAVEN, FL 33884-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2017 | Warranty Deed, Transfer FLORIDA FAM TITLE LLC |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on File |
| Deed Sale | Dec 18, 2017 · Amount on File |
| Prior Sale | May 2, 2017 · Amount on File |
| Deed Document Number | 2017243269 |
| Deed Book / Page | 10344 / 1338 |
| Last Transfer Date | May 24, 2023 |
| Transfer Doc | 0000132586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 147 TREMONT DR, WINTER HAVEN, FL 33884-2046 |
| Document Number | 0103441338 |
| Book / Page | 010344 / 001338 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 243269 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | FLORIDA FAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 TREMONT DR WINTER HAVEN FL 338842046, WINTER HAVEN, FL 33884-2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 147 TREMONT DR, WINTER HAVEN, FL 33884-2046 |
| Document Number | 0101350742 |
| Book / Page | 010135 / 000742 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 147 TREMONT DR WINTER HAVEN FL 338842046, WINTER HAVEN, FL 33884-2046 |
| Document Number | 0101350742 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 010135/000742 |
| Instrument | 83918 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 147 Tremont Dr was $1,159 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,402 (+2.7%) | $195,181 (-1.2%) Land $49,031 Building $146,150 | |
| 2025 | $1,159.00 Homeowner's exemption | $127,947 | $197,554 Land $46,580 Building $150,974 |
| 2023 | $1,599.00 (+4.85%) Homeowner's exemption | $120,719 (+3%) | $209,903 (+8.35%) Land $45,354 Building $164,549 |
| 2022 | $1,525.00 Homeowner's exemption | $117,203 | $193,727 Land $37,999 Building $155,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Tremont Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Tremont Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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