147 Stump Ridge Rd, Brandon, MS 39047 Property Records

Rankin County property record for 147 Stump Ridge Rd, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,086 sqft · built 2021
Lot Size	3.01 acres (131,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,913 (2024)
Deeds & Mortgages	Apr 2021 Construction Loan Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K13 000069 00020`

Property Details

APN / Parcel Number

Primary APN	`K13 000069 00020`
Alternative APN	`84275`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,086 sqft Adjusted Area
1st Floor Area	2,707 sqft
2nd Floor Area	415 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	131,204 sqft (3.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	84275
Street Address	147 STUMP RIDGE RD
City	BRANDON
State	MS
Zip	39047-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 DEER CROSSING
Legal Range	04E
Legal Township	07N
Legal Section	32
Legal Subdivision	LIBERTY LANDING PHASE 2
Legal Lot Number	2
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	3
Census Block	3021
Census Tract	20101

Owner

Source: Rankin County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 STUMP RIDGE RD, BRANDON, MS 39047-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Construction Mortgage COPIAH BANK
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE
Dec 16, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022
Deed Sale	Apr 7, 2022
Prior Sale	Feb 16, 2022
Deed Book / Page	2022 / 8163
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	147 STUMP RIDGE RD, BRANDON, MS 39047-9567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053156
Date	Apr 23, 2021
Book Page	3021/53156

Lender

Name	COPIAH BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	147 STUMP RIDGE RD, BRANDON, MS 39047-9567
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016350
Date	Dec 16, 2021
Book Page	3021/16350

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 16, 2021
Property Address	147 STUMP RIDGE RD, BRANDON, MS 39047-9567
Document Number	0000032578
Book / Page	2021 / 32578
Instrument Date	Dec 10, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 STUMP RIDGE RD, BRANDON, MS 39047-9567

Mortgage

Document Number	0302116350
Date	Dec 16, 2021
Instrument	3021/16350

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,857 (+16.85%)
2024	$4,913.00		$518,570 (+16.85%) Land $75,000 Building $443,570
2023		$44,380
2021			$443,800 Land $75,000 Building $368,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FANNIN WATER ASSN-NORTH public/private · serves 7,690 people · EPA ID MS0610008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Xfinity.

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