147 Spruce St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 147 Spruce St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,552 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Nov 2019)
Tax Bill	$5,664 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194 0000 0080 A`

Property Details

APN / Parcel Number

Primary APN	`194 0000 0080 A`
Alternative APN	`LAWR M:0194 B:0000 L:0080`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	5,312 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	194 0000 0080 A
Street Address	147 SPRUCE ST
City	LAWRENCE
State	MA
Zip	01841-1023
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	80
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1004
Census Tract	250400

Owner

147 Spruce St, a duplex, is owned and occupied by an individual who bought it in November 2019.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	147 SPRUCE ST, LAWRENCE, MA 01841-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Dec 30, 2011
Deed Document Number	201928876
Deed Book / Page	16082 / 259
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	16082-259
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	147 SPRUCE ST, LAWRENCE, MA 01841-1023
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15326-174
Date	Dec 11, 2017
Book Page	15326/174
Instrument	32307

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2057

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 15, 2019
Property Address	147 SPRUCE ST, LAWRENCE, MA 01841-1023
Document Number	16082-259
Book / Page	16082 / 259
Instrument Date	Nov 4, 2019
Instrument	28876
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 SPRUCE ST, LAWRENCE, MA 01841-1023

Mortgage

Document Number	28877
Date	Nov 15, 2019
Instrument	28877

Lender

Name	AMERICAN NATIONWIDE MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 147 Spruce St was $5,664, up 5.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,664.00 (+5.75%)	$655,600 (+7.72%) Land $97,500 Building $558,100	$677,937
2025	$5,356.00 (+12.76%)	$608,600 (+18.52%) Land $97,500 Building $511,100
2024	$4,750.00 (-5.88%)	$513,500 (+3.36%) Land $102,400 Building $411,100
2023	$5,047.00	$496,800 Land $98,900 Building $397,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 147 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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