147 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 147 Simonton St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,421 sqft · built 2017
Lot Size	0.029 acres (1,269 sqft)
Owner	Individual Name on Record
Last Sale	$1,765,000 (Mar 2020)
Tax Bill	$19,318 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00000240-000147`

Property Details

APN / Parcel Number

Primary APN	`00000240-000147`
Alternative APN	`9103722`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,421 sqft Living Area
Interior Walls	Masonry

Exterior

Year Built	Built 2017
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	1,269 sqft (0.029 acres)
Lot Dimensions	52 ft deep x 24 ft wide
Garage Area	574 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	9103722
Street Address	147 SIMONTON ST
City	KEY WEST
State	FL
Zip	33040-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 147 SIMONTON ST - OLD TOWN VILLAS AT KEY WEST OR2721-1202/09 OR2773-709/806(DEC/COV) OR2895-1171/73 OR3015-0661
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	OLD TOWN VLS/KEY WEST UN 147
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2037
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9202 MAROVELLI FOREST DR, LORTON, VA 22079-3454
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Mar 9, 2018	Grant Deed, Transfer IBERIABANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2261157
Deed Book / Page	3015 / 661
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 25, 2020
Property Address	147 SIMONTON ST, KEY WEST, FL 33040-6626
Document Number	0030150661
Book / Page	3015 / 661
Map Reference	MB 2773 PG 709
Instrument Date	Mar 20, 2020
Instrument	2261157
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10537, MIDWEST CITY, OK 73140-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9202 MAROVELLI FOREST DR, LORTON, VA 22079-3454

Mortgage

Document Number	0030150666
Date	Mar 25, 2020
Instrument	3015/0666

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Mar 9, 2018
Property Address	147 SIMONTON ST, KEY WEST, FL 33040-6626
Document Number	0028951171
Book / Page	002895 / 001171
Instrument Date	Feb 28, 2018
Instrument	2158875
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,075.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10537 MIDWEST CITY OK 731401537, MIDWEST CITY, OK 73140-1537

Mortgage

Document Number	28951174
Date	Mar 9, 2018
Book Page	002895/001174
Instrument	2158876

Lender

Name	IBERIABANK FSB
Type	Bank
Address	PO BOX 12440, NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,923,278 (-1.8%) Land $1,758,415 Building $1,164,863	$2,923,278 (-1.8%) Land $1,758,415 Building $1,164,863
2024	$19,318.00 (+2.89%)
2023	$18,776.00 (+24.07%)	$2,976,871 (+43.09%) Land $1,850,963 Building $1,125,908	$2,976,871 (+43.09%) Land $1,850,963 Building $1,125,908
2022	$15,134.00	$2,080,352 Land $950,722 Building $1,129,630	$2,080,352 Land $950,722 Building $1,129,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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