Monroe County property record for 147 Schrader Ln, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,700 sqft · built 1982 |
| Lot Size | 16.7 acres (729,630 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (May 1989) |
| Tax Bill | $1,862 (2026) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.11.1.3-1 |
| Primary APN | 02.11.1.3-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 729,630 sqft (16.7 acres) |
| Total Buildings | 4 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02623800790561 |
|---|---|
| Street Address | 147 SCHRADER LN |
| City | EFFORT |
| State | PA |
| Zip | 18330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 79 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 301204 |
147 Schrader Ln is owned by two individuals who bought it in May 1989.
Source: Monroe County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 245, EFFORT, PA 18330-0245 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ESSA BK&TR |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ESSA BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 1989 · Amount on File |
| Deed Sale | May 3, 1989 · Amount on File |
| Deed Book / Page | 1679 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 147 SCHRADER LN, EFFORT, PA 18330 |
| Document Number | 0000011775 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | POCONO PROPERTY ABSTRACT, POCONO PROP ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 SCHRADER LN EFFORT PA 18330, EFFORT, PA 18330 |
| Document Number | 0000011775 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 002510/004582 |
| Instrument | 11775 |
| Name | ESSA BK&TR |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360-0160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 147 SCHRADER LN, EFFORT, PA 18330 |
| Document Number | 0000007234 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 SCHRADER LN EFFORT PA 18330, EFFORT, PA 18330 |
| Document Number | 0000007234 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002507/008810 |
| Instrument | 7234 |
| Name | ESSA BK&TR |
|---|---|
| Type | Bank |
| Address | STROUDSBURG, PA 18360-0160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 28, 2033 |
The 2026 property tax bill for 147 Schrader Ln was $1,862.
Source: Monroe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,862.00 | $271,710 Land $82,700 Building $189,010 | |
| 2024 | $1,518.00 (+12.69%) Homeowner's exemption | $271,710 (-) Land $82,700 Building $189,010 | |
| 2023 | $1,347.00 Homeowner's exemption | $271,710 Land $82,700 Building $189,010 | |
| 2019 | $271,710 Land $82,700 Building $189,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Schrader Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Schrader Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
5G and 4G LTE (outdoors only)
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