147 S Wall St, Spring City, PA 19475 Property Records

Chester County property record for 147 S Wall St, Spring City, PA 19475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1965
Lot Size	0.304 acres (13,225 sqft)
Owner	2 Individual Names on File
Tax Bill	$437 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-6-12.2`

Property Details

APN / Parcel Number

Primary APN	`14-6-12.2`
Alternative APNs	`1406 00120200` `1406 001202`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,225 sqft (0.304 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	147 S WALL ST
City	SPRING CITY
State	PA
Zip	19475-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT & DWG
Legal Subdivision	CHARLES & GRACE JOHNSON
Legal Lot Number	147
Jurisdiction	CHESTER PA
Township / Civil Division	SPRING CITY
Census Block Group	1
Census Block	1009
Census Tract	301100

Owner

147 S Wall St is owned and occupied by two individuals who acquired it in September 2025.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	147 S WALL ST, SPRING CITY, PA 19475-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage LENDING SOURCE
Oct 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 16, 2025	Intrafamily Transfer, Transfer · FHA Mortgage LENDING FORCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	202512087548
Deed Book / Page	11447 / 210
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0114470210
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	May 12, 2026
Property Address	147 S WALL ST, SPRING CITY, PA 19475-1913
Document Number	0012122285
Book / Page	11579 / 75
Instrument Date	Apr 18, 2026
Instrument	202612122285
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	147 S WALL ST, SPRING CITY, PA 19475-1913

Mortgage

Document Number	0012122285,
Date	May 12, 2026
Book Page	11579/75
Instrument	202612122285

Lender

Name	LENDING SOURCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	147 S WALL ST, SPRING CITY, PA 19475-1913
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 S WALL ST, SPRING CITY, PA 19475-1913

Mortgage

Document Number	0109591965
Date	Oct 10, 2022
Book Page	10959/1965
Instrument	11949318

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	958 Months
Due	Aug 13, 2102

Interest

Rate Type	Adjustable Rate
Rate	6.04%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTER PA
Recording Date	Sep 16, 2025
Property Address	147 S WALL ST, SPRING CITY, PA 19475-1913
Document Number	0114470210
Book / Page	11447 / 210
Instrument Date	Jun 26, 2025
Instrument	12087548
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE INS AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 S WALL ST, SPRING CITY, PA 19475-1913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	147 S WALL ST, SPRING CITY, PA 19475-1913

Mortgage

Document Number	0012087549
Date	Sep 16, 2025
Instrument	12087549

Lender

Name	LENDING FORCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 147 S Wall St was $437, down 89.6% from the year before.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Spring City Borough
Unified School District	Spring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$437.00 (-89.63%)	$98,310 (-) Land $33,900 Building $64,410	$98,310 (-) Land $33,900 Building $64,410
2025	$4,213.00 (+5.54%)	$98,310 (-) Land $33,900 Building $64,410	$98,310 Land $33,900 Building $64,410
2024	$3,992.00	$98,310 Land $33,900 Building $64,410
1998			$98,310 Land $33,900 Building $64,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 S Wall St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 S Wall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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