147 Rusty Scupper, Lakemoor (McHenry), IL 60051 Property Records

Lake County property record for 147 Rusty Scupper, Lakemoor, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 ba
Lot Size	0.98 acres (4,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Feb 2026)
Tax Bill	$1,266 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-304-045`

Property Details

APN / Parcel Number

Primary APN	`05-28-304-045`

Interior

Full Baths	2 Baths
Stories	1 Story

Exterior

Lot Area	4,251 sqft (0.98 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	147 RUSTY SCUPPER
City	LAKEMOOR
State	IL
Zip	60051-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PORTS OF SULLIVAN LAKE; LOT 147
Legal Subdivision	THE PORTS OF SULLIVAN LAKE
Legal Lot Number	147
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2017
Census Tract	860907

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2025	Special Warranty Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Oct 14, 2025	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK CRS, SERVICELINK LLC
Feb 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Feb 22, 2008	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	20268153274
Prior Transfer Date	Sep 20, 2025
Prior Transfer Doc	0008127714
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 24, 2026
Property Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Document Number	0008153274
Map Reference	DOC 2373036
Instrument Date	Jan 27, 2026
Instrument	8153274
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810

Mortgage

Document Number	0008153275
Date	Feb 24, 2026
Instrument	8153275

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.12%

October 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 14, 2025
Property Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Document Number	0008127715
Map Reference	DOC 2350345
Instrument Date	Oct 8, 2025
Instrument	8127715
Transaction Type	Foreclosure
Record Updated	Nov 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	PHH MORTGAGE CORPORATION
Investor	Possibly a Property Investor

October 2025: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	LAKE IL
Recording Date	Oct 14, 2025
Property Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Document Number	0008127714
Map Reference	DOC 2347700
Instrument Date	Apr 10, 2025
Instrument	8127714
Transaction Type	Foreclosure
Record Updated	Nov 4, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2915 BLARNEYSTONE LN, CARY, IL 60013-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007635167
Date	Feb 19, 2020
Instrument	7635167

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	WEST CHESTER, OH 45069

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	800 Months
Due	Oct 28, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.04%
Type Change Date	Feb 1, 2008
Change Frequency	Monthly
Index	1-Year CMT

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	147 RUSTY SCUPPER, LAKEMOOR, IL 60051-6810
Document Number	0007635330
Instrument Date	Feb 22, 2008
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 RUSTY SCUPPER LAKEMOOR IL 600516810, LAKEMOOR, IL 60051-6810

Mortgage

Document Number	0007635330
Date	Feb 19, 2020
Instrument	7635330

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Feb 18, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.04%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Lakemoor Village
Secondary School District	Grant Community High School District 124 (09 - 12)
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,297 (+28.44%) Land $3,299 Building $35,998	$117,903 (+28.44%) Land $9,898 Building $108,005
2024	$1,266.00	$30,596 (+25.29%) Land $2,545 Building $28,051	$91,797 (+25.29%) Land $7,636 Building $84,161
2023		$24,420 Land $2,398 Building $22,022	$73,268 Land $7,195 Building $66,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTS SULLIVAN LAKE OWNERS ASSOCIATION private · serves 293 people · EPA ID IL0971160
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	LAKEMOOR
Lead	11 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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