147 Prestwyck Ln, Elyria, OH 44035 Property Records

Lorain County property record for 147 Prestwyck Ln, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2023
Lot Size	0.084 acres (3,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (May 2024)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-091-000-191`

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,705 sqft Living Area
Gross Area	2,145 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,680 sqft (0.084 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	147 PRESTWYCK LN
City	ELYRIA
State	OH
Zip	44035-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT FIELDSTONE LAKES SUB #1 46 X 80
Legal Subdivision	ENCLAVE AT FIELDSTONE LAKES SUB 1
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL & SAVINGS BANK
Apr 29, 2025	Transfer on Death Deed, Transfer
May 13, 2024	Warranty Deed, Subdivision Related Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 28, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Deed Document Number	202412809
Prior Transfer Date	Aug 18, 2023
Prior Transfer Doc	0000927178
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005389
Date	Feb 29, 2024
Instrument	2024-0005389

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	37 Months
Due	Feb 28, 2027

Interest

Rate Type	Adjustable Rate

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 29, 2025
Property Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Document Number	0000050737
Map Reference	VOL 108 PG 23-25
Instrument Date	Feb 5, 2025
Instrument	2025-0050737
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 13, 2024
Property Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Document Number	0000012809
Map Reference	VOL 108 PG 23-25
Instrument Date	Apr 23, 2024
Instrument	2024-0012809
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012810
Date	May 13, 2024
Instrument	2024-0012810

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 28, 2023
Property Address	147 PRESTWYCK LN, ELYRIA, OH 44035-8982
Document Number	0000927178
Map Reference	VOL 108 PG 23
Instrument Date	Aug 18, 2023
Instrument	2023-0927178
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16155, ROCKY RIVER, OH 44116-0155

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (-5.29%)	$95,010 (-0.01%) Land $22,750 Building $72,260	$271,470 (-) Land $65,000 Building $206,470
2024	$4,138.00 (+473.93%)	$95,015 (+524.36%) Land $22,750 Building $72,265	$271,470 (+524.36%) Land $65,000 Building $206,470
2023	$721.00 (+0.28%)	$15,218 (-0.01%) Land $15,218	$43,480 (-) Land $43,480
2022	$719.00	$15,220 Land $15,220
2021			$43,480 Land $43,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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