147 Pajaro Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 147 Pajaro Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,194 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,200 (Dec 2019)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`073431-1620`

Property Details

APN / Parcel Number

Primary APN	`073431-1620`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	2,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	147 PAJARO WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 162 OR4850/1511
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	162
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2043
Census Tract	20606

Owner

Source: St. Johns County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 PAJARO WAY, SAINT AUGUSTINE, FL 32095-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERIS BANK
Dec 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	201994430
Deed Book / Page	4850 / 1511
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	147 PAJARO WAY, SAINT AUGUSTINE, FL 32095-1653
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051151757
Date	Dec 4, 2020
Book Page	5115/1757
Instrument	2020110332

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 17, 2019
Property Address	147 PAJARO WAY, SAINT AUGUSTINE, FL 32095-1653
Document Number	0048501511
Book / Page	4850 / 1511
Map Reference	MB 64 PG 15-24
Instrument Date	Dec 13, 2019
Instrument	2019094430
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,836.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 RACE TRACK RD # RD102, 1629, JACKSONVILLE, FL 32259-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 PAJARO WAY, SAINT AUGUSTINE, FL 32095-1653

Mortgage

Document Number	0048501513
Date	Dec 17, 2019
Instrument	4850/1513

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 20, 2017
Property Address	147 PAJARO WAY, SAINT AUGUSTINE, FL 32095-1653
Document Number	0044790746
Book / Page	004479 / 000746
Instrument Date	Dec 15, 2017
Instrument	86026
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,337.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 600369 ST JOHNS FL 322600369, ST JOHNS, FL 32260-0369
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,413 (+2.7%)	$563,238 (+0.04%) Land $150,000 Building $413,238
2025	$7,403.00 (+7.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$376,254 (+2.9%)	$563,032 (-4.72%) Land $150,000 Building $413,032
2024	$6,891.00 (+2.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$365,650 (+3%)	$590,948 (+6.3%) Land $150,000 Building $440,948
2023	$6,692.00 (+6.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$355,000 (+3%)	$555,948 (+17.02%) Land $115,000 Building $440,948
2022	$6,267.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$344,660	$475,083 Land $112,000 Building $363,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

Nearby Properties on Pajaro Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures