State of Hawaii and Hawaii County property record for 147 Naniakea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1997 |
| Lot Size | 0.349 acres (15,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jul 2005) |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-014-208 |
| Primary APN | 3-2-4-014-208 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,193 sqft (0.349 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 147 NANIAKEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 44 15193 SF FP 2110 NANIAKEA S/D |
| Legal Subdivision | NANIAKEA SUBDIVISION |
| Legal Lot Number | 44 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20701 |
147 Naniakea St is owned and occupied by an individual who acquired it in August 2014.
Source: State of Hawaii and Hawaii County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 NANIAKEA ST, HILO, HI 96720-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage ONOMEA FEDERAL CREDIT UNION |
| Apr 30, 2020 | Loan Modification, Mortgage · Conventional Mortgage ONOMEA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2005 · Amount on File |
| Deed Sale | Jul 14, 2005 · Amount on File |
| Prior Sale | Jun 30, 1998 · Amount on File |
| Deed Document Number | 2005139279 |
| Last Transfer Date | Aug 28, 2014 |
| Transfer Doc | 0053590917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 147 NANIAKEA ST, HILO, HI 96720-5440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0A64090724 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | A-64090724 |
| Name | ONOMEA FEDERAL CREDIT UNION |
|---|---|
| Address | PAPAIKOU, HI 96781 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Jul 19, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 147 NANIAKEA ST, HILO, HI 96720-5440 |
| Document Number | 0A74310234 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 NANIAKEA ST HILO HI 967205440, HILO, HI 96720-5440 |
| Document Number | 0A74310234 |
|---|---|
| Date | May 6, 2020 |
| Instrument | A74310234 |
| Name | ONOMEA FCU |
|---|---|
| Type | Credit Union |
| Address | PAPAIKOU, HI 96781 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 5, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 147 Naniakea St was $1,142 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,100 (+3%) Land $117,500 Building $290,600 | $526,200 (-2.28%) Land $234,200 Building $292,000 | |
| 2025 | $1,142.00 | $396,200 (+2.99%) Land $117,500 Building $278,700 | $538,500 (+5.24%) Land $246,500 Building $292,000 |
| 2024 | $384,700 (+3%) Land $117,500 Building $267,200 | $511,700 (+8.6%) Land $224,400 Building $287,300 | |
| 2023 | $1,161.00 Homeowner's exemption | $373,500 Land $117,500 Building $256,000 | $471,200 Land $204,000 Building $267,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 147 Naniakea St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 147 Naniakea St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.9% of Hawaii |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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