Westmoreland County property record for 147 Monroe Bay Cir, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,907 sqft · built 1980 |
| Lot Size | 0.208 acres (9,079 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,148 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6E-1-10-1 |
| Primary APN | 6E-1-10-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| Basement Area | 1,217 sqft |
| Unfinished Basement | 1,217 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,079 sqft (0.208 acres) |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 19411 |
|---|---|
| Street Address | 147 MONROE BAY CIR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | COLONIAL FORESTS LOTS 1 2 3 & 4BK 10 SEC 1 |
| Legal Block | 10 |
| Legal Lot Number | 1-4 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 MONROE BAY CIR, COLONIAL BEACH, VA 22443-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2023 |
| Transfer Doc | 0972000021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | May 20, 2026 |
| Property Address | 147 MONROE BAY CIR, COLONIAL BEACH, VA 22443-4034 |
| Document Number | 1003001355 |
| Book / Page | 1003 / 1355 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 147 MONROE BAY CIR, COLONIAL BEACH, VA 22443-4034 |
| Document Number | 1003001355, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 1003/1355 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,148.00 (+9.65%) | $168,900 (-) Land $35,100 Building $133,800 | $168,900 (-) Land $35,100 Building $133,800 |
| 2023 | $1,047.00 | $168,900 Land $35,100 Building $133,800 | $168,900 Land $35,100 Building $133,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE BAY TRAILER PARK private · serves 130 people · EPA ID VA4193650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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