Caroline County property record for 147 Mill St, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 2001 |
| Lot Size | 0.471 acres (20,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2026) |
| Tax Bill | $3,646 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-025369 |
| Primary APN | 04-025369 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,498 sqft (0.471 acres) |
| Deck Area | 100 sqft |
|---|---|
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 025369 |
|---|---|
| Street Address | 147 MILL ST |
| City | PRESTON |
| State | MD |
| Zip | 21655-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 20,498 SF L-3 E/S LEDNUM ST PRESTON |
| Legal Subdivision | STERLING MICHAEL L LANDS |
| Legal Lot Number | 3 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 MILL ST, PRESTON, MD 21655-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION |
| May 16, 2019 | Loan Modification, Mortgage PENNYMAC |
| Apr 28, 2017 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on Record |
| Deed Sale | Sep 24, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1809 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 147 MILL ST, PRESTON, MD 21655-7009 |
| Document Number | 1809000206 |
| Book / Page | 1809 / 206 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 MILL ST, PRESTON, MD 21655-7009 |
| Document Number | 1809000213, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 1809/213 |
| Name | BAY CAPITAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 147 MILL ST, PRESTON, MD 21655-7009 |
| Document Number | 0013630441 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 147 MILL ST PRESTON MD 216557009, PRESTON, MD 21655-7009 |
| Document Number | 0013630441 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 001363/000441 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Apr 28, 2017 |
| Property Address | 147 MILL ST, PRESTON, MD 21655-7009 |
| Document Number | 0012540440 |
| Book / Page | 1254 / 440 |
| Map Reference | FILE24 PL1448 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 1254-440 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 87, 00000 |
| Document Number | 1254444 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 1254-444 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Preston Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,646.00 (+4.05%) | $256,400 (+5.51%) Land $40,500 Building $215,900 | $256,400 (-) Land $40,500 Building $215,900 |
| 2025 | $3,504.00 (+12.42%) | $243,000 (+12.4%) | $256,400 (+18.59%) Land $40,500 Building $215,900 |
| 2023 | $3,117.00 | $216,200 Land $40,500 Building $175,700 | $216,200 Land $40,500 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PRESTON serves 750 people · EPA ID MD0050005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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