147 Mechanic St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 147 Mechanic St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,908 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Feb 2021)
Tax Bill	$32 (2025)
Deeds & Mortgages	Jan 2022 Refinance Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R17 B:6 L:34`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:6 L:34`
Alternative APN	`M:P-18 B:0012 L:0034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	4,006 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	147 MECHANIC ST
City	GARDNER
State	MA
Zip	01440-3150
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	6
Legal Lot Number	34
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2014
Census Tract	707100

Owner

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 SOUTH RD, TEMPLETON, MA 01468-1222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Feb 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GROUNDFLOOR RE 1 LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 13, 2022
Property Address	147 MECHANIC ST, GARDNER, MA 01440-3150
Document Number	066936-138
Book / Page	66936 / 138
Instrument Date	Sep 25, 2021
Instrument	4823
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 MECHANIC ST, GARDNER, MA 01440-3150
Investor	Possibly a Property Investor

Mortgage

Document Number	066936-144
Date	Jan 13, 2022
Book Page	66936/144
Instrument	4824

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 22, 2021
Property Address	147 MECHANIC ST, GARDNER, MA 01440-3150
Document Number	64517-273
Book / Page	64517 / 273
Instrument Date	Feb 17, 2021
Instrument	24792
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SOUTH RD, TEMPLETON, MA 01468-1222

Mortgage

Document Number	24793
Date	Feb 22, 2021
Instrument	24793

Lender

Name	GROUNDFLOOR RE 1 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$32.00 (-99.02%)	$226,700 (+4.33%) Land $64,600 Building $162,100
2024	$3,257.00 (+3.83%)	$217,300 (+11.72%) Land $58,800 Building $158,500
2023	$3,137.00	$194,500 Land $57,900 Building $136,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

147 Mechanic St, Gardner, MA 01440 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mechanic St

Nearby Streets

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