Monroe County property record for 147 Lobstertail Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1991 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $446,000 (Sep 2018) |
| Tax Bill | $4,042 (2024) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00244760-000000 |
| Primary APN | 00244760-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 252 sqft |
| Patio Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1312665 |
|---|---|
| Street Address | 147 LOBSTERTAIL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 9 CAHILL PINES AND PALMS PB3-94 BIG PINE KEY OR466-552/54 OR568-38 OR568-758 OR633-186 OR849-1608/09 OR1119-989 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | CAHILL PINES AND PALMS |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 147 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Sep 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2018 · Amount on Record |
| Deed Sale | Sep 4, 2018 · Amount on Record |
| Prior Sale | Feb 16, 2016 · Amount on Record |
| Deed Document Number | 2185004 |
| Deed Book / Page | 2925 / 0219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 147 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 147 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3311 |
| Document Number | 0032501492 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 3250/1492 |
| Instrument | 2439837 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 147 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029971484 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 2997/1484 |
| Instrument | 2247097 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 4, 2018 |
| Property Address | 147 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3311 |
| Document Number | 0029250219 |
| Book / Page | 2925 / 0219 |
| Map Reference | MB3 PG94 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2185004 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,122.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 TRUMAN AVEB, 518, KEY WEST, FL 33040 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 13 BOUGAINVILLEA AVE, KEY WEST, FL 33040-6226 |
| Document Number | 0002185005 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2185005 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431,457 (+5.99%) | $589,118 (+1.85%) Land $295,500 Building $293,618 | |
| 2024 | $4,042.00 (+4.69%) | ||
| 2023 | $3,861.00 (+2.69%) Homeowner's exemption | $407,086 (+3%) | $578,437 (+10.22%) Land $301,500 Building $276,937 |
| 2022 | $3,760.00 Homeowner's exemption | $395,230 | $524,795 Land $244,500 Building $280,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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